Basic HO-3 or HO-5 Policy If you have this type of policy, coverage for debris removal of tree(s) which have fallen due to a windstorm is...

Put fresh batteries in all flashlights and portable radios and place them all in a central location for easy access. Also charge your...

Learn how to prevent frozen pipes and avoid a burst pipe claim! For many of us across the U.S., the first blast of cold wintry weather...

A few months after the Nashville flood, I had the opportunity to drive through one of the neighborhoods that had been under water due to...

According to an article by the Insurance Information Institute, a combination of increasing urban development in seismically active areas...

Motorists should be conscious of motorcycles while sharing the road with our two-wheeled friends. Motorcycles can be easy to miss due to...

Business interruption coverage (also known as business income coverage) can be extended to include losses due to interruptions in utility...

Be sure to read all safety tips from the manufacturer. Check the unit for black mold (if the unit has been used previously). If there is...

One suggestion seemed especially timely this week as we are crawling out from under a pile of claims related to the recent ice storms in...

She was right. It was crazy in there. The aisles were full of shoppers and the shelves in certain sections were empty. Interesting to see...

Watch our video to learn how to start the claims process after a storm or fire loss. The recent severe weather in the Midwest is a...

“Neighbor has hail damage.” “A roofer came to the door and said there was serious damage in the neighborhood.” “My son-in-law saw a...

As I write this blog, firefighters near Santa Barbara, California are fighting a wildfire that broke out Monday near the Los Padres...

Cloud to ground lightning is extremely fast, hot, and powerful.  A lightning discharge occurs over the span of 100 milliseconds, heating...

The first thing you should do after a storm is perform a visual inspection of your roof. Do you see any missing shingles or visible...

Many businesses were unable to operate, not because of direct physical damage, but as a result of damage to utilities away from their...

Here are some tips courtesy of www.cleveland.com to consider when dealing with the aftermath of severe storms. If your power is out…...

Auto accidents while driving on slippery roads. Wet or slippery ladders, scaffolding, and machinery, etc. Slip and fall injuries on the...

According to www.ready.gov, a basic disaster supply kit should contain the following: Water Enough non-perishable food to last for at...

This area was considered a Moderate-to-Low Risk flood exposure by the Federal Emergency Management Association (FEMA). What does that...