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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
​
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Subrogation: The Right to Recovery
Subrogation is a common practice when it comes to insurance, and yet many policyholders find it confusing. In this article, we work...
Aug 22, 20234 min read
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What You Need to Know When Insuring Your LLC-Named Home
Have you considered ways to protect your home beyond insurance? Are you concerned about planning for your estate? Placing your home in...
Jan 26, 20232 min read
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Every Business Needs Office Insurance: Here’s Why
While there’s typically no such thing as one-size-fits-all when it comes to insurance, commercial insurance is designed to offer...
Jan 18, 20232 min read
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Employee Drivers & How to Protect Your Business Auto Insurance Rates
When determining which of your employees should have access to a company vehicle, it’s important to consider the effect these individuals...
Nov 14, 20224 min read
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How to Start a Brewery: Insurance Edition
How to Start a Brewery: Insurance Edition Breweries are quickly becoming commonplace in cities and towns across America. In fact, as of...
Nov 14, 20227 min read
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What Commercial Insurance Policy Does My Business Need?
Commercial insurance is far from one-size-fits-all, but there are exposures that nearly every business has in common. Whether you’re an...
Oct 27, 20224 min read
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Central’s Nurse Hotline: A Modern Solution for Work Injury Reporting
Most of the time, with proper precautions, employees can avoid a work injury on the job. However, in certain fields or trades, no amount...
Sep 26, 20224 min read
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How to Pick the Right Snow Removal Service
Choosing the right snow removal service is a crucial step in winter preparation for businesses and homeowners alike. Here are seven...
Sep 23, 20223 min read
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The Uninsurable Risk of Clark Griswold: Part II
A few years ago, we shared a post titled, The Uninsurable Risk of Clark Griswold. Much like the classic film itself, that post has...
Dec 13, 20214 min read
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Meeting the Unique Needs of Vineyards & Wineries
With harvest wrapping up and the holidays just around the bend, we’ve entered a season full of popping corks and raising glasses....
Nov 5, 20213 min read
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May the Coverage Be with You
One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client...
May 4, 20213 min read
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Storm Surges Yield Surges in Contractor Fraud
2020 was a year of extremes on many fronts. But just focusing on storm fronts, experts tell us the US experienced 22 separate...
Apr 15, 20213 min read
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Distracted Driving Awareness Month #JustDrive
It seems like every day we are hearing of a new accident caused by distracted driving. Whether it was caused by someone texting,...
Apr 8, 20212 min read
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How to Grow Customer Trust and Comply with Data Privacy Laws
Data privacy will be a top trend for businesses in 2021. Today, virtually every nation has enacted laws that impact data privacy—or they...
Apr 1, 20213 min read
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Businesses – Spring Into Safety with Risk Management
I am sure most of us would agree that spring is such a beautiful time of year! More sunshiny days, warmer weather, flower buds starting...
Mar 30, 20212 min read
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Insurance Considerations for Contractors
Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable...
Mar 25, 20212 min read
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Tips to Get Your Home Spring Ready!
Spring has always been one of my favorite seasons. All winter I look forward to planting flowers, enjoying the warmer weather and the...
Mar 9, 20211 min read
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The Benefits of Telematics for Company Vehicles
When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet...
Jan 21, 20212 min read
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Condominium Association Risk Management Suggestions
While much of risk management for condominium associations boils down to common sense – ensure exterior surfaces and vegetation are...
Dec 10, 20204 min read
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Liability Risks of Halloween 2020
Halloween 2020. Wow, what could go wrong? If this coming weekend is anything like the previous six months, plenty. With COVID-19, trick...
Oct 27, 20202 min read
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