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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Subrogation: The Right to Recovery
Subrogation is a common practice when it comes to insurance, and yet many policyholders find it confusing. In this article, we work...
Aug 22, 20234 min read


What You Need to Know When Insuring Your LLC-Named Home
Have you considered ways to protect your home beyond insurance? Are you concerned about planning for your estate? Placing your home in...
Jan 26, 20232 min read


Every Business Needs Office Insurance: Here’s Why
While there’s typically no such thing as one-size-fits-all when it comes to insurance, commercial insurance is designed to offer...
Jan 18, 20232 min read


Employee Drivers & How to Protect Your Business Auto Insurance Rates
When determining which of your employees should have access to a company vehicle, it’s important to consider the effect these individuals...
Nov 14, 20224 min read


How to Start a Brewery: Insurance Edition
How to Start a Brewery: Insurance Edition Breweries are quickly becoming commonplace in cities and towns across America. In fact, as of...
Nov 14, 20227 min read


What Commercial Insurance Policy Does My Business Need?
Commercial insurance is far from one-size-fits-all, but there are exposures that nearly every business has in common. Whether you’re an...
Oct 27, 20224 min read


Central’s Nurse Hotline: A Modern Solution for Work Injury Reporting
Most of the time, with proper precautions, employees can avoid a work injury on the job. However, in certain fields or trades, no amount...
Sep 26, 20224 min read


How to Pick the Right Snow Removal Service
Choosing the right snow removal service is a crucial step in winter preparation for businesses and homeowners alike. Here are seven...
Sep 23, 20223 min read


The Uninsurable Risk of Clark Griswold: Part II
A few years ago, we shared a post titled, The Uninsurable Risk of Clark Griswold. Much like the classic film itself, that post has...
Dec 13, 20214 min read


Meeting the Unique Needs of Vineyards & Wineries
With harvest wrapping up and the holidays just around the bend, we’ve entered a season full of popping corks and raising glasses....
Nov 5, 20213 min read


May the Coverage Be with You
One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client...
May 4, 20213 min read


Storm Surges Yield Surges in Contractor Fraud
2020 was a year of extremes on many fronts. But just focusing on storm fronts, experts tell us the US experienced 22 separate...
Apr 15, 20213 min read


Distracted Driving Awareness Month #JustDrive
It seems like every day we are hearing of a new accident caused by distracted driving. Whether it was caused by someone texting,...
Apr 8, 20212 min read


How to Grow Customer Trust and Comply with Data Privacy Laws
Data privacy will be a top trend for businesses in 2021. Today, virtually every nation has enacted laws that impact data privacy—or they...
Apr 1, 20213 min read


Businesses – Spring Into Safety with Risk Management
I am sure most of us would agree that spring is such a beautiful time of year! More sunshiny days, warmer weather, flower buds starting...
Mar 30, 20212 min read


Insurance Considerations for Contractors
Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable...
Mar 25, 20212 min read


Tips to Get Your Home Spring Ready!
Spring has always been one of my favorite seasons. All winter I look forward to planting flowers, enjoying the warmer weather and the...
Mar 9, 20211 min read


The Benefits of Telematics for Company Vehicles
When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet...
Jan 21, 20212 min read


Condominium Association Risk Management Suggestions
While much of risk management for condominium associations boils down to common sense – ensure exterior surfaces and vegetation are...
Dec 10, 20204 min read


Liability Risks of Halloween 2020
Halloween 2020. Wow, what could go wrong? If this coming weekend is anything like the previous six months, plenty. With COVID-19, trick...
Oct 27, 20202 min read
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