Umbrella Coverage: What It Is and Why You Need It
You might find yourself wondering, “Do I really need an umbrella policy?” The short answer is: yes. While many consider umbrella coverage...
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Sep 22, 20202 min
Common Misconceptions about the Personal Umbrella Policy (Part 2)
Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still...
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Sep 1, 20202 min
Imagine…your insurance policy doesn’t fully cover a liability loss. Then what?
Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the...
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Aug 18, 20203 min
Coverage for the College Student
This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These...
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Jun 23, 20202 min
Now Might Be the Perfect Time for an Account Review
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised...
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Jun 11, 20202 min
It’s That Time of Year: Prepare Your Boat!
As the weather heats up, many people are getting excited to head to the lake, river, or ocean to go boating! While there is nothing more...
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Nov 7, 20193 min
Don’t “Buck” You’re Exposure! Hunter’s should read!
FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s...
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Nov 5, 20192 min
When Life Brings Storms, a Personal Umbrella Policy Protects You!
Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are...
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Sep 19, 20192 min
It May Have Been Covered but HOW Was It Covered?
If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance...
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Aug 29, 20192 min
Safety First When Celebrating Labor Day!
There’s one thing I always say to my younger siblings when I know they’re hanging out with family or friends on a holiday weekend. “Be...
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Mar 21, 20191 min
March Madness is Here – Are You Ready for the Risks?
March Madness is a great time to gather together to watch the games. Food is never-ending with wings, pretzels, and chips followed by...
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Mar 19, 20192 min
Don’t Take Any Chances: Properly Insure Your Valuables!
Many homeowners insurance policies contain a section titled “Special Limits of Liability” that may cap how much the policy will pay for...
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Jun 13, 20182 min
When Things Go (Really) Wrong, Your Umbrella Has You Covered
Over the past few weeks, I’ve had the same discussion with two sets of family and friends about the importance of umbrella policies and...
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Apr 23, 20183 min
Personal Liability Coverage – Don’t Let It Be An Afterthought
When discussing and rating homeowner insurance policies, personal liability coverage is often an afterthought. Insurance companies and...
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Sep 11, 20172 min
Common Misconceptions about the Personal Umbrella Policy
I can certainly empathize with these folks since the term “umbrella” can be interpreted a number of ways. Here are some of the more...
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Dec 7, 20152 min
‘Tis the Season to Prevent Holiday Party Liabilities!
Be cautious of holiday decorations: If there are children attending the party, try to keep small, breakable items and other choking...
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Oct 1, 20152 min
Insurance 101: Introduction to Insurance Coverages (College Edition)
As I enter my senior year of college, I think back on all of the wonderful opportunities I’ve been fortunate enough to experience:...
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Mar 24, 20152 min
Protect Yourself from Party Rental Risks with a Personal Umbrella!
Good news! There is coverage under the homeowner policy for this type of situation. The homeowner policy considers “Any part of a...
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