You might find yourself wondering, “Do I really need an umbrella policy?” The short answer is: yes. While many consider umbrella coverage...

Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still...

Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the...

This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These...

If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised...

As the weather heats up, many people are getting excited to head to the lake, river, or ocean to go boating! While there is nothing more...

FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s...

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are...

If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance...

There’s one thing I always say to my younger siblings when I know they’re hanging out with family or friends on a holiday weekend. “Be...

March Madness is a great time to gather together to watch the games. Food is never-ending with wings, pretzels, and chips followed by...

Many homeowners insurance policies contain a section titled “Special Limits of Liability” that may cap how much the policy will pay for...

Over the past few weeks, I’ve had the same discussion with two sets of family and friends about the importance of umbrella policies and...

When discussing and rating homeowner insurance policies, personal liability coverage is often an afterthought.  Insurance companies and...

I can certainly empathize with these folks since the term “umbrella” can be interpreted a number of ways. Here are some of the more...

Be cautious of holiday decorations: If there are children attending the party, try to keep small, breakable items and other choking...

As I enter my senior year of college, I think back on all of the wonderful opportunities I’ve been fortunate enough to experience:...

Good news! There is coverage under the homeowner policy for this type of situation. The homeowner policy considers “Any part of a...

I could go on for some length on the personal meaning of coaching for me, but my purpose here is to address some questions that I never...

What is a Personal Umbrella policy you ask? It’s an excess liability policy above and beyond your personal insurance policies. Like an...