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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Deer in the Headlights: 5 Tips to Avoid a Collision
Over the past several years, there has been much debate about the benefits and drawbacks of daylight savings time. One argument against...
Oct 20, 20233 min read
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Why You Need Rental Reimbursement Coverage
Auto accidents often result in damage that renders a vehicle temporarily undrivable. If your auto insurance policy doesn’t provide rental...
Oct 18, 20233 min read
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How do I Know What my Auto Liability Insurance Covers?
If you’re a car owner, chances are you understand the importance of having auto insurance. Among the various risks and uncertainties that...
May 17, 20233 min read
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How to Handle a Total Loss Vehicle Claim
Hearing that your vehicle has been declared a total loss can be frustrating. But not knowing what to do after that declaration can be...
Sep 20, 20223 min read
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You Just Had a Car Wreck: Now What?
Being involved in a car wreck is a scary event. There are many things to think about after. Is everyone okay? Are there any witnesses?...
Sep 19, 20223 min read
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Distracted Driving: Why We Do It & How To Stop
We all know we shouldn’t give into distractions when driving, so why is it so tempting to reach for the phone the moment you hear that...
Apr 20, 20223 min read
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Make Road Safety a Top Priority This Planting Season
With farmers in and out of fields for planting season, it’s important for everyone to do their part to help keep our farmers and...
May 20, 20212 min read
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Distracted Driving Awareness Month #JustDrive
It seems like every day we are hearing of a new accident caused by distracted driving. Whether it was caused by someone texting,...
Apr 8, 20212 min read
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Avoid Collision Towing and Repair Scams
Unscrupulous and dishonest collision repair operators are key contributors to the nation’s insurance fraud problems. There are many types...
Nov 19, 20203 min read
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Do you have collision AND comprehensive coverage? You better check!
It’s that time of year when all the deer are roaming around, so it can be dangerous for people traveling on the road (see our recent blog...
Nov 12, 20202 min read
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Excess Policy or Umbrella Policy? What’s the difference and which is better?
One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the...
Oct 22, 20203 min read
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Imagine…your insurance policy doesn’t fully cover a liability loss. Then what?
Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the...
Sep 1, 20202 min read
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Heed Your Mom’s Advice: Don’t Give Rides to Strangers (Unless You’re Properly Covered)
Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of...
Jun 16, 20203 min read
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Preventing the Risk of Distracted Driving
Distracted driving is something that some of us forget to think twice about. Consider your daily commute or your weekly trip to the...
Apr 23, 20203 min read
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A Frozen Forecast Leads to Dangerous Driving
Many woke up today to the beauty of a winter wonderland, where everything is blanketed in bright white snow. It’s the kind of snow that’s...
Feb 13, 20202 min read
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Winter Driving and Auto Claims Tips
Winter storms often bring a rash of auto claims. Winter driving can be dangerous, so it is essential to stay alert and be smart. Let’s...
Jan 21, 20203 min read
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Collision or Comprehensive: Which Coverage Applies?
With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh...
Nov 14, 20192 min read
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Oh Deer! Drive Defensively this Season
The most dangerous animal in the U.S. is not the sharp-clawed bear or the sharp-toothed shark. Surprisingly, it may be the kind, furry...
Nov 12, 20193 min read
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When Life Brings Storms, a Personal Umbrella Policy Protects You!
Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are...
Nov 5, 20192 min read
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It May Have Been Covered but HOW Was It Covered?
If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance...
Sep 19, 20192 min read
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