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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


How to Save Money on Gas During a Road Trip!
As we approach the end to summer, and back to school is on the horizon, we are embarking on our final vacations for the season. This...
Aug 6, 20202 min read
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Save Money with Auto Premium Discounts
Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning...
Jul 28, 20202 min read
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What is Subrogation?
Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation? Subrogation is a legal...
May 21, 20203 min read
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Preventing the Risk of Distracted Driving
Distracted driving is something that some of us forget to think twice about. Consider your daily commute or your weekly trip to the...
Apr 23, 20203 min read
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Show the Earth Some Love with Paperless Options!
The infamous junk drawer…we all have one (or maybe two or three). One of mine tends to fill with stacks of old mail, unopened envelopes,...
Apr 21, 20202 min read
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Why You Should Care About Your Child’s Financial Literacy
Families across the country are in quarantine and are likely keeping their children busy by assigning chores! Many of us will reward our...
Mar 26, 20202 min read
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BusyKid – Allowance turned to Financial Literacy for Kids
Like it or not, everything is going digital. Even famous board games that at one time appeared to be safe from ever being played in your...
Mar 10, 20203 min read
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Teenage Driver? teenSMART is the Smart Choice for Safety and Savings!
If you are a parent with teen drivers in your household, you are probably constantly worried about them on the roads and are concerned...
Feb 20, 20202 min read
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6 Tips to Save on Energy Costs This Winter
With cold temperatures moving in, many are looking for ways to cut down on utility costs. In a previous article we discussed “The...
Jan 9, 20201 min read
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Preparing your Lawn Equipment for a Long Winter’s Nap
Despite my best efforts, my lawn is in pretty rough shape. It won’t be long until the frost comes along, my grass goes dormant, and I...
Oct 15, 20192 min read
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Vacant Property Doesn’t Mean Vacant Worries
So my commercial building has become vacant…what’s the big deal? When a building is vacant, a small problem can quickly become a big...
Sep 24, 20192 min read
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Are You Taking Full Advantage of Your Premium Discounts?
As I’ve mentioned before, it’s hard to watch any sort of television program without seeing an insurance advertisement at some point. I...
Jul 9, 20192 min read
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Builder’s Risk Policy vs. a Loss: Which Costs More?
“I don’t need a Builder’s Risk policy,” said a contractor. “The money I save I’ll just set aside for any losses.” Little did he know how...
Jun 25, 20192 min read
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It’s Your Tax Refund – Don’t Let Criminals Steal It
Tax scams and identity fraud by the numbers The good news: At least in the U.S., tax return fraud declined nearly 65 percent between...
Feb 6, 20193 min read
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How to Stay on Track to Meet Your Yearly Goals
Live a healthier lifestyle: Who isn’t trying to be healthier? I made a resolution to work out at least three times per week, count my...
Jan 31, 20192 min read
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Give Yourself the Gift of Security for a Discount on Your Home Insurance
“So how is this a win-win?” you might ask. The first reason that it’s a win is fairly obvious, as you and your family can enjoy the peace...
Jan 8, 20192 min read
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The Cost of Reconstructing Damaged Property
The risk of damage to your property, due to fire or another covered cause of loss, is always a major concern. In many cases, you may want...
Dec 4, 20183 min read
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Shop But Don’t Drop (Your Coverages) – How to Avoid Black Friday Claims
However, as much fun as the Black Friday bonanza can be, it can also be a bit dangerous. According to nerdwallet.com, parking lot...
Nov 20, 20182 min read
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Your Tree Fell in Your Yard – Are You Covered?
Most standard homeowner’s policies cover the full and reasonable cost to get a tree off a covered structure, subject to applicable policy...
Nov 15, 20182 min read
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Buyer’s Remorse: Will Your New Vehicle Impact Your Rates?
As I was researching vehicles and narrowing down the best options, I discovered an article on Insure.com that said the average annual...
Sep 20, 20182 min read
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