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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
​
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Sprinkling Some Safety on Your Holiday Spirit
Whether your Christmas tree is real or fake, keep it a safe distance from a fireplace, wood burning stove, or other heat-producing...
Dec 11, 20182 min read
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The Cost of Reconstructing Damaged Property
The risk of damage to your property, due to fire or another covered cause of loss, is always a major concern. In many cases, you may want...
Dec 4, 20183 min read
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Your Tree Fell in Your Yard – Are You Covered?
Most standard homeowner’s policies cover the full and reasonable cost to get a tree off a covered structure, subject to applicable policy...
Nov 15, 20182 min read
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The Hunt for Safety
The longer and more frequently you hunt, complacency tends to set in, making it easy to neglect the basics of hunting safety. Long hours...
Oct 16, 20182 min read
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Make Road Safety a Top Priority This Harvest Season
Recommendations for Motorists: Wait until it’s safe to pass farm equipment. Make sure you have clear visibility and plenty of time to get...
Oct 4, 20182 min read
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Don’t Wait – Prep Your Property for the Cold Weather Today!
The thought of doing outdoor work in the cold weather isn’t overly appealing. With summer winding down and some cooler weather in store,...
Sep 27, 20182 min read
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Peaceful Campfires Can Prevent Devastating Wildfires
Important factors to consider when building a campfire include picking a safe campfire spot, steps to prepare the pit, how to properly...
Sep 6, 20182 min read
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Your Flood Risk is Rising
After six years of living in our home, we did not have a drop of water in our basement. We had endured some issues with the roof and an...
Aug 8, 20183 min read
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How To Save Money On Gas During Your Summer Road Trip
Rather than use a roof-top cargo box, rear-mounted boxes or trays can improve efficiency. The wind resistance created from roof-mounted...
Jul 10, 20182 min read
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Diminish the Damage of Hurricane Season
We may hear weeks in advance that a potential hurricane or tropical storm is brewing, or it can develop overnight. It may start as a...
Jun 4, 20182 min read
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Beat the Heat by Staying Hydrated
After months of complaining about the cold and snowy weather we’ve been experiencing in the North, the warmer temperatures have finally...
May 30, 20182 min read
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Forgetting to Maintain Your Air Conditioner – Not Cool!
Outside While doing your spring cleaning, don’t forget to clean around your outdoor A/C unit. Before starting this though, remember to...
May 8, 20182 min read
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Don’t Let Trees Leave Damage Behind
An exciting part of spring is watching the flowers bloom and the trees regain their beautiful leaves. However, the unpredictable spring...
Apr 19, 20182 min read
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Navigate Slippery Conditions Safely
Slow down and leave enough room [1] between you and the car in front of you. One of the main hazards of driving in rain is hydroplaning....
Mar 16, 20182 min read
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Spring is (Almost) Here – It’s Time for a Break!
Plan ahead: Ever come home from a long, very relaxing vacation, only to find your house full of water from a leaking pipe? Yikes! Over...
Mar 6, 20182 min read
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Resolve to Recover from Winter Storms
It is difficult to work on outdoor home improvement projects due to the weather in the early months, but it is the perfect opportunity to...
Jan 30, 20182 min read
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The Beauty of Winter Can Bring a Blizzard of Problems
When I was in 2nd grade my mother helped me write a poem that ended up being published in our school newsletter. I saw a little snowflake...
Jan 12, 20182 min read
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Winter Weather Can Wreak Havoc on Properties and Insurance Programs
As the temperatures dip below freezing this time of year, a number of weather-related situations can result in property insurance losses....
Jan 4, 20182 min read
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Be Cautious, Be Prepared: Winter Driving Done Right
If at all possible, try to avoid driving during storms, or immediately following, to allow roads to be cleared. Of course, there are...
Dec 22, 20172 min read
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Your Pet’s Emergency Plan
Pets are an important part of many households. When preparing a disaster plan and emergency kit, remember your pet should be part of that...
Sep 28, 20171 min read
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