So now it’s time to pay for all that gluttony by making a New Year’s resolution. I have heard that more than half of all American’s make...

When purchasing insurance, you should look at which insurance option presents the best value, not the cheapest price. What good is buying...

One of the biggest regrets that you may have after graduating college is that you didn’t apply for enough (or any) scholarships....

When protecting your home from the unpredictable forces of nature, understanding your insurance policy is crucial. While most people are...

Besides the obvious benefits such as protecting your home and loved ones, did you know preventative measures are a great way to earn...

So if metal roofs are so “cool”, why are the overwhelming majority of new residential roof installations fiberglass shingles? Aside from...

Be sure to read all safety tips from the manufacturer. Check the unit for black mold (if the unit has been used previously). If there is...

It can be difficult to track all your bills (college loans, cell phone, cable, car payment, shopping habit, etc.) and categorize your...

There are many factors that go into determining how much it will cost to cover your business in the event of a fire loss. These include...

New Exposures Did you add locations during the year? Did you add buildings to your current location? Any new vehicles or drivers? New...

The standard homeowners policy may not have the right amount of coverage for these types of high value items, which could leave you on...

Business owners should partner with their independent agent to routinely analyze their claims with an emphasis on frequency.  There is an...

This may seem contradictory – purchasing insurance but then not filing a claim – but there are actually good reasons not to file.  Many...

“I thought I scheduled that through my bill pay service?” “I completely forgot about making my payment!” These are just a few things we...

As a business owner, you may have wondered what specific factors commercial underwriters look at when considering a risk. We generally...

Most people realize that financial institutions look at a person’s credit history to determine whether to loan money or what interest...

Increase your deductible. Some companies may provide significant cost savings on your premium if you are willing to take a higher...

The answer is yes…but you have to ask the right questions.  Questions like “Do all companies offer the same or similar coverages?”  The...

I recently read an article about a claim where an insured’s vehicle had been stolen.  Upon discovering the vehicle was unlocked and the...

We all know that running out of gas is always a possibility if we push that gas gauge too far, leaving us stranded on the side of the...