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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


The ABCs of D&O
Many people hold the common misperception that directors (including trustees) and officers of nonprofits do not have a meaningful...
Sep 11, 20121 min read


Raising the Bar: Best Practices for Bar Risk Management
Have all servers of alcohol complete mandatory alcohol training. Some of the alcohol awareness training sites are: TIPS (Training for...
Aug 10, 20122 min read


No Matter the Size Fleet Safety Comes First!
The fact is, whether you have one vehicle or several hundred, you are exposed to risk. Even small fleets can benefit from a fleet safety...
Jul 17, 20122 min read


Break Murphy’s Law with Equipment Breakdown Coverage
This adage, coined by American aerospace engineer Edward Murphy some six decades ago, is known as Murphy’s Law. A popular variant to this...
Jul 12, 20121 min read


Avoid the Financial Flood: Purchase Flood Insurance
This area was considered a Moderate-to-Low Risk flood exposure by the Federal Emergency Management Association (FEMA). What does that...
Jun 13, 20122 min read


Swim Into a Safe Summer at the Pool
Fencing. Fencing is a must, and pretty much a no brainer for pool safety. If you have an in ground pool without a fence, you’re asking...
Jun 6, 20122 min read


Protecting The Investment In Your Nuptials
Wedding insurance is a special type of policy, often referred to as a special event liability policy. With this type of policy you can...
May 10, 20121 min read


TMI! Be Aware What You Share on Social Media
One important thing to remember on Facebook is that even if you have selected to have your information only show to your friends, it’s...
Apr 26, 20122 min read


Make Your Attractive Nuisance Less Attractive
Vacant Buildings Junk yards Ponds Betty Boop Answer: they can all be considered an “attractive nuisance!” They attract attention just...
Mar 20, 20122 min read


Walking for Heart Health and Home Maintenance!
Spring is a great time to get out, walk, and observe, especially after being cooped up indoors all winter. One place I encourage you to...
Mar 16, 20122 min read


The Best Offense is a Great Defense
From the college perspective, this time of year is known as “March Madness.” NCAA Division One basketball teams are working hard to earn...
Feb 22, 20122 min read


The Cold Truth about Ice
A favorite scene in A Christmas Story is when little Ralphie concocts a story that an icicle fell and struck him, injuring his eye, all...
Feb 17, 20123 min read


Office Safety Starts With Good Housekeeping
But what about those housekeeping items that, if ignored, could lead to safety issues? Lighting, exits, floors, and stairs, if not...
Jan 31, 20121 min read


Art Imitating Life
I think you can imagine the types of situations involved here…a lot of innuendo and inappropriate behavior to go around. But if you...
Jan 25, 20122 min read


The Invisible Criminal
For companies, items such as private employee information, corporate information, and financial data can now be transmitted by a single...
Nov 28, 20112 min read


Employee Theft Can Lead to Unhappy Holidays
Not long ago, eHow.com published a list of the Seven Most Common Employee Scams. It included receipt forging, hiding receipts, pocketing...
Nov 2, 20111 min read


Coming of Age in the Workforce
My oldest daughter works at a local fast-food restaurant. While she has just entered college, she started working at the restaurant...
Oct 31, 20112 min read


Don’t Be Haunted by a Claim this Halloween
Consider this: trick-or-treaters are considered “social guests” as classified by Ohio law. A host who invites a social guest onto his...
Oct 26, 20111 min read


What’s Your Ergonomics IQ?
Workers’ Compensation claims are expensive!! Comfortable people are more productive and enjoy their jobs more. Ergonomics shows your...
Oct 19, 20111 min read


5 Ways to Prevent Bed Bugs from Hitching a Ride Home
I’ve now been in the workforce for over 20 years and have done my fair share of traveling. Until about a year ago, I still really didn’t...
Oct 17, 20111 min read
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