Golf has been around for hundreds of years now and has grown into one of the most popular past times. The amount of time, money, and...

She was also excited about implementing the company’s new marketing strategy based on e-commerce. After arriving at work on a Monday and...

According to an article by the Insurance Information Institute, a combination of increasing urban development in seismically active areas...

Business interruption coverage (also known as business income coverage) can be extended to include losses due to interruptions in utility...

Whether it be building a deck, painting the house, or just making general household repairs, these homeowners rarely have a day off....

There are many factors that go into determining how much it will cost to cover your business in the event of a fire loss. These include...

New Exposures Did you add locations during the year? Did you add buildings to your current location? Any new vehicles or drivers? New...

Business owners should partner with their independent agent to routinely analyze their claims with an emphasis on frequency.  There is an...

What is a Personal Umbrella policy you ask? It’s an excess liability policy above and beyond your personal insurance policies. Like an...

Some of the businesses that could be rolling into your neighborhood soon with highly specialized vehicles include: Pet groomers Day spas...

How potentially harmful is the product?  If only a component part, what is the ultimate product?  Parts used in aircraft and medical...

I grew up in a small town on a small farm where my dad owned about 20 acres of woods.  I can remember people, many of whom we did not...

This may seem contradictory – purchasing insurance but then not filing a claim – but there are actually good reasons not to file.  Many...

Home security system. A home security system is obviously a good idea, but there are so many options to choose from, which do you pick? ...

Born sometime between the late 1970’s and early 1990’s (dates vary depending on which website you’re referencing), Generation Y (or...

As I write this blog, firefighters near Santa Barbara, California are fighting a wildfire that broke out Monday near the Los Padres...

To help protect against this risk, the EPA issued a “Renovation, Repair and Painting (RRP)” rule.  Basically, the rule states that,...

While you’ve likely heard the terms cybercrime, data breach or identity theft, I’ll bet you didn’t know October is National Cybersecurity...

Auto accidents while driving on slippery roads. Wet or slippery ladders, scaffolding, and machinery, etc. Slip and fall injuries on the...

According to www.ready.gov, a basic disaster supply kit should contain the following: Water Enough non-perishable food to last for at...