This phrase and its variations can strike fear into a person’s heart in ways that few others can. Is someone reading your e-mails? Do...

Avoid cross contamination. Raw meat, poultry, seafood, and eggs are often sources of dangerous bacteria, such as salmonella and other...

I entered the industry as a claims adjuster handling simple auto claims and worked my way up to handling more complex claims involving...

An organization-wide disaster plan approved by top management and the board of directors. A key management person designated as the plan...

Define the duties of the contractor. The contract should make clear what is expected from the contractor. The following are some items...

One of the common questions a Loss Control Specialist might ask while visiting your business is, “Do you have a business continuity...

First, you should understand the purposes of Business Income coverage. This coverage protects your business from loss of income when...

For businesses, this is a great time of year to plan your upcoming preventative maintenance activities. After all, why not get a...

Property coverage forms generally exclude losses that are caused by mechanical breakdown, artificially generated electrical currents, and...

Before you leave: Make sure your vehicle is in peak operating condition by having it inspected by an approved auto repair facility. Keep...

After I got over the initial shock and reminded myself that my mom was in good hands, I proceeded to make the six-hour trip home, half of...

It’s never too late to start a new resolution, much less when it involves the safety of your children. I’ve put together a few car seat...

Although the weather can be unpredictable, we expect the winter season to be accompanied by freezing rain, sleet, snow, and ice, and just...

A common misconception about sprinklers is that water is discharged from every sprinkler head when the system is activated.  However, if...

ISO, or Insurance Services Office, provides insurance carriers with information, products, and services that assist us in determining...

Let’s talk about that very important holiday symbol – the tree! Over the years, many people have switched to the convenience of...

When she entered the conference room, heated discussions were already underway. As she sat down, Frank, the CEO, turned to her. “Amanda,...

So what can a business owner do to protect themselves from slip and fall accidents? One very easy way is to shovel snow and use salt to...

In our first blog on identity theft, we discussed the first steps you should take after your identity has been stolen. Once you...

A general rule of thumb is to replace the batteries in your smoke detectors when Daylight Savings Time ends and begins. Did you remember...