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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Diminish the Damage of Hurricane Season
Hurricane season is here. The season runs from June 1st through November 31st. Meteorologists love to make predictions about how many...
Aug 27, 20192 min read


Don’t Forget Your Pre-Trip Vehicle Inspection!
It’s that time of year again…end of summer break! Some parents try to squeeze in last-minute vacations with their kids before the break...
Aug 22, 20192 min read


Protecting Your Identity After a Data Breach
Capital One announced recently that a hacker had accessed the personal information of 100 million individuals in the United States and 6...
Aug 1, 20191 min read


Alcohol Awareness Training: Be Smart about Serving
Any business that serves alcohol should be aware of their liquor liability exposure. In my travels as a loss control professional, I...
Jul 30, 20192 min read


Fireworks Safety Tips for the 4th
The Fourth of July is quickly approaching. People are stocking up on food, drinks, and fireworks. Fireworks are known for being fun and...
Jul 2, 20191 min read


Builder’s Risk Policy vs. a Loss: Which Costs More?
“I don’t need a Builder’s Risk policy,” said a contractor. “The money I save I’ll just set aside for any losses.” Little did he know how...
Jun 25, 20192 min read


Jump Into Summer Safely: Trampoline Tips
Now that school’s out for the summer, entertaining the kids becomes a full time job! When they’re not at camps, practices, etc....
Jun 20, 20192 min read


Insuring Your Retail Business
According to Wikipedia, retail is the process of selling consumer goods or services to customers through multiple channels of...
Jun 11, 20192 min read


Preventing a Potential Coverage Gap When Relying on Another Entity
The role of a risk manager within an organization has certainly changed over the years, taking on additional responsibilities as...
Jun 6, 20192 min read


5 Tips To Stay Safe on the Road This Memorial Day
Memorial Day is a day dedicated to the remembrance of those who gave the ultimate sacrifice for our country. Many Americans celebrate...
May 23, 20192 min read
myCentral Enhanced to Help You Protect What Matters!
Our myCentral policyholder website has been enhanced! myCentral allows you to manage and update your policies and billing accounts...
May 2, 20191 min read


Food Safety: Eat for Health, Not Sickness
One of the best trips I ever took was an epic hike along the Inca Trail in Peru. I worried about a lot of things on this expedition:...
Apr 23, 20192 min read


Things to Consider When Starting a Home Based Business
Starting a home based business might sound appealing (working in your PJ’s, setting your own hours, no boss!!). However, you need to make...
Apr 16, 20192 min read


Flammable Material Safety for Small Businesses
One of the most common fire hazards I encounter while doing business walk-throughs is the presence of flammable materials. These are...
Apr 11, 20192 min read


How Does Your Homeowner Policy Respond To Total Losses?
While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the...
Apr 9, 20192 min read


6 Tips To Get Your Home Spring Ready
Spring has always been one of my favorite seasons. All winter I look forward to planting flowers, the warmer weather, and the merciful...
Apr 4, 20191 min read


4 Things to Consider When Purchasing a Fixer-Upper
Thanks to HGTV, many of us are feeling more empowered than ever when it comes to home improvement and considering purchasing fixer-uppers...
Apr 3, 20193 min read


March Madness is Here – Are You Ready for the Risks?
March Madness is a great time to gather together to watch the games. Food is never-ending with wings, pretzels, and chips followed by...
Mar 21, 20191 min read


Living the Glamorous Life of Loss Control
A day in the life of a loss control consultant is the closest thing in the insurance industry to being a rock star. People love to see my...
Feb 26, 20192 min read


Correct Cuts: Kitchen Knife Safety
Before the stitches were in place, I was thinking about how I could prevent this from happening again. Whether you’re cutting a tomato...
Jan 17, 20192 min read
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