top of page
ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Common Misconceptions about the Personal Umbrella Policy (Part 2)
Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still...
Sep 22, 20202 min read


Buying a New Car? Don’t Forget the Insurance!
Buying a new car is such an exciting experience. You’ve done all the research, you’ve finally found the perfect car and you are about to...
Sep 15, 20202 min read


Hard Lesson Learned: A Hacker Victim’s Story
Since October of last year, I always try to have my phone’s ringer turned up if I am not working, and I’m much more adamant about picking...
Sep 10, 20204 min read


Imagine…your insurance policy doesn’t fully cover a liability loss. Then what?
Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the...
Sep 1, 20202 min read


Keep Children Protected from Cyber Phishing Attacks
Back to school season is upon us. Many school officials, teachers, students, and families don’t know what this school year will look...
Aug 27, 20203 min read


What factors can change the extent of hail damage on neighboring homes?
As the end of summer is approaching, now is a good time to revisit the phenomenon of hail and the possible damage it can do. As the...
Aug 25, 20203 min read


Identity Theft: One Subject You Don’t Want to Learn at College
As students head off to school this fall, they need to stay vigilant against the scams, schemes, and tricks of identity fraudsters....
Aug 20, 20203 min read


Coverage for the College Student
This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These...
Aug 18, 20203 min read


Save Money with Auto Premium Discounts
Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning...
Jul 28, 20202 min read


Hurricane-Related Scams and Hacking
In relation to my last hurricane blog, Coronavirus Could Complicate Hurricane Season 2020, another complication will be the wave of...
Jul 9, 20201 min read


5 Tips for Road Tripping During a Pandemic
Many of us look forward to summer all year. Hot, sunny weather, hanging out by the pool/pond, campfires at night, and maybe even going...
Jul 7, 20203 min read


Have a Happy (and Safe) 4th of July!
This weekend, there will be Independence Day celebrations happening across the nation. People are stocking up on food, drinks, sparklers,...
Jul 2, 20202 min read


Protect Your Home-Based Business by Knowing the Coverage Options
A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping...
Jun 30, 20203 min read


Now Might Be the Perfect Time for an Account Review
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised...
Jun 23, 20202 min read


Heed Your Mom’s Advice: Don’t Give Rides to Strangers (Unless You’re Properly Covered)
Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of...
Jun 16, 20203 min read


It’s That Time of Year: Prepare Your Boat!
As the weather heats up, many people are getting excited to head to the lake, river, or ocean to go boating! While there is nothing more...
Jun 11, 20202 min read


Quarantine Fatigue Is Real And It Could Kill Your Company
Quarantine fatigue is not only sending people to crowded bars. We’re all getting tired of it—call it quaran-tigue—and that could spell...
Jun 9, 20203 min read


What is Subrogation?
Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation? Subrogation is a legal...
May 21, 20203 min read


Utility Line Protection – A Hidden (or Buried) Treasure?
Our office had a couple of interesting conversations regarding digging up yards recently. In one instance, the husband of one of our...
May 14, 20202 min read


Multi-factor Authentication: What It Is and Why You Should Use It
Have you noticed that many websites and apps are starting to require more than just a password to login to your account? Do you get...
May 7, 20202 min read
bottom of page





