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Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Protect Tax Returns and Stimulus Payments from Identity Thieves
Over the past several years, the IRS actions against tax identity fraud were successful in driving down the rate of tax fraud. Then the...
Mar 2, 20213 min read


COVID-19 Scams: Protect Yourself and Your Family from These Rapidly Spreading Scams
As if a global pandemic isn’t bad enough, fraudsters are trying to take advantage of this tragedy by scamming the general public. Former...
Feb 11, 20214 min read


The Cold Hard Facts About Ice Dams
Winter is in full force and the potential for claims resulting from ice dams is on the rise! While most of the damage caused by a winter...
Feb 9, 20212 min read


Tax Identity Theft Awareness Week
Tax season is upon us. As consumers wait for tax-related documents to be delivered to their mailboxes, thieves are lying in wait, ready...
Feb 2, 20212 min read


The “Smart” Way to Mitigate Risk in a Connected Home
With the continued adoption of Smart Home products, many homeowners welcome devices that promote energy efficiency, cost savings...
Jan 14, 20213 min read


New Cyberthreats for 2021…The List Goes On
We recently posted about Deepfakes being a new cyberthreat for 2021. There are a few more threats to be aware of this year, and knowledge...
Jan 7, 20214 min read


Deepfakes – A New Cyberthreat for 2021
The threat landscape of cybersecurity changes daily, with hackers and cybersecurity professionals in a perpetual cat-and-mouse chase;...
Jan 5, 20214 min read


Get In The Holiday Spirit – Safely!
Christmas time is known far and wide as “The most wonderful time of the year,” and while 2020 has left many of us saying “humbug,” this...
Dec 17, 20203 min read


How to Be Cybersecure in Virtual Family Gatherings
The 2020 holiday season is coinciding with a major spike in COVID-19 cases and fatalities and many families are opting to avoid travel...
Dec 15, 20202 min read


Avoid Collision Towing and Repair Scams
Unscrupulous and dishonest collision repair operators are key contributors to the nation’s insurance fraud problems. There are many types...
Nov 19, 20203 min read


Do you have collision AND comprehensive coverage? You better check!
It’s that time of year when all the deer are roaming around, so it can be dangerous for people traveling on the road (see our recent blog...
Nov 12, 20202 min read


Not All Homeowner Insurance Policies Are Equal
As I’ve mentioned before in previous blogs, I find it sad that personal insurance has gotten commoditized to the point where many...
Nov 3, 20202 min read


Halloween Safety for 2020
Halloween is here and children and adults alike are anxious to have a “normal” Halloween…put on a costume, get candy from neighbors,...
Oct 31, 20203 min read


Time to Fall Back (and Check Your Smoke Alarms)
This weekend marks Daylight Savings time when we “fall back” an hour. A general rule of thumb is to replace the batteries in your smoke...
Oct 29, 20203 min read


Liability Risks of Halloween 2020
Halloween 2020. Wow, what could go wrong? If this coming weekend is anything like the previous six months, plenty. With COVID-19, trick...
Oct 27, 20202 min read


How to Prepare your Home for Winter
I don’t know about you, but fall is my favorite season. The weather is perfect, the leaves turn beautiful colors, and it means the...
Oct 20, 20202 min read


Cybersecurity Awareness Month: Do Your Part. #BeCyberSmart
A few weeks ago, my sister asked me to stop by her house to check on a few things while she was on vacation. When I walked into her...
Oct 15, 20203 min read


Shining a Light on the Dark Web
It’s estimated the “Surface Web”—websites and data visible to everyone—represents less than five percent of the total information and...
Oct 8, 20203 min read


Know These Tips for Fire Prevention Week
Fall is in full force and winter is slowly approaching. People are lighting pumpkin spice candles, turning on the heat, and decorating...
Oct 1, 20203 min read


What is the highest property damage claim in terms of loss frequency?
According to the Insurance Information Institute (III), wind/hail damage is the highest property claim type in terms of loss frequency....
Sep 24, 20204 min read
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