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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Mobile App Recommendations for Your Road Trip
Based on my experience, I have some recommendations on mobile apps for your next road trip: Hotels. Any nationwide chain should have an...
Mar 28, 20132 min read


Self-Service Your Accounts for Security and Savings!
Click above for a video tour of Central’s policyholder website, myCentral® Everyone wants speedy and accurate service right? Well,...
Mar 20, 20132 min read


You Can’t Get Blood From a Stone…But You Can Be Sued
There are several liability coverage limits to choose from on a homeowners policy, but I always add the highest liability coverage I can...
Mar 5, 20133 min read


There’s More to Fire Safety Than Meets the Eye
Modern commercial and public buildings have many fire protection features that are not present in most homes. Some of these, like fire...
Feb 13, 20131 min read


Are You Asking The Right Insurance Questions?
The answer is yes…but you have to ask the right questions. Questions like “Do all companies offer the same or similar coverages?” The...
Feb 4, 20132 min read


Buy a “Bargain” Policy Now and You Could Pay Later
I recently read an article about a claim where an insured’s vehicle had been stolen. Upon discovering the vehicle was unlocked and the...
Jan 31, 20131 min read


Catalog Your Contents for a Better Claims Experience!
What made this claim unique for me as an adjuster was the detailed information I received from the insured documenting her claim. Several...
Jan 24, 20131 min read


Keep Those Home Fires Burning Safely
Unfortunately, fireplaces also contribute to needless injuries, loss of life, and property damage annually. The U.S. Fire Administration...
Jan 16, 20132 min read


Coinsurance 101: Sharing the Risk
The coinsurance clause is a provision which requires you to carry enough insurance on your property so the coverage amount is equal to a...
Jan 15, 20133 min read


Refresh Your Memory on Rules of the Road
Without a refresher course or periodic review of a driver’s handbook, it can be easy to forget or simply overlook important rules of the...
Jan 10, 20132 min read


Make a Resolution to Review Your Insurance Coverage
In 2013, I want to ask each of you to take some time to also review your insurance coverage. Yes, I know this doesn’t sound very...
Jan 3, 20132 min read


Drunk Driving: Some Staggering Statistics
Drunk driving is a serious issue in America. According to the Mothers Against Drunk Driving (MADD) website, there were 9,878 DUI-related...
Dec 21, 20122 min read


Electronics: Trade-In Before You Give-Up
If you’re like me, the thought of posting something for sale doesn’t get your lords a-leaping. In fact, sometimes it hardly seems worth...
Dec 14, 20122 min read


Trim Your Tree with Safety!
Christmas Trees Once ignited, a “dry” natural Christmas tree can become engulfed in flames in seconds, quickly spreading the fire. If...
Dec 12, 20122 min read


Hold the Caffeine for Insurance Coverage
Interesting, isn’t it? For something that has a reputation for being expensive, is it really when compared to your other living...
Dec 4, 20122 min read


Trade in The Stamps for Security and Savings!
1985 $0.22 1995 $0.32 2005 $0.39 2010 $0.44 2012 $0.45 Do you know what these years and dollar amounts represent? ...
Nov 27, 20122 min read


Don’t Be A Turkey: Deep Frying Safety Tips for Thanksgiving
Frying a turkey does have its benefits. A fried turkey takes less time to cook than an oven-cooked turkey, and the turkey comes out much...
Nov 21, 20122 min read


E-Signature Essentials
One type of e-signature is simply signing your name on a screen, similar to handwriting on paper. This is a common way of approving a...
Nov 14, 20122 min read


Stay Warm But Stay Safe This Winter!
Unfortunately, statistics show that as temperatures get colder the number of home heating fires increases. According to a report by the...
Nov 12, 20122 min read


It Won’t Happen to Me…
What began as a way to brighten a dreary day has turned into a nightmare and tragedy of epic proportions. Two adolescent girls in the...
Nov 6, 20122 min read
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