DO keep your dorm room door locked at all times.  Many kids will keep their doors unlocked when visiting a friend a few rooms away,...

There are numerous factors to consider when selecting the proper fire extinguisher.  Selection, location, servicing, and training are the...

After purchasing our golf cart a couple of years ago, my husband and I had to ask ourselves how to properly protect ourselves and our new...

My neighbors were trying to convince me that the trampoline was a safe activity, especially with the protective netting. While the...

Born sometime between the late 1970’s and early 1990’s (dates vary depending on which website you’re referencing), Generation Y (or...

I spoke to an insurance agent recently about her own personal experience when someone broke in and stole several of her possessions.  The...

In the adult world, there are many things far scarier than monsters. Residents of Colorado are facing the most destructive wildfire in...

Young and inexperienced drivers are the group at the greatest risk. Some startling statistics include: In 2011, 3,331 people were killed...

Earthquakes. There are many definitions but the most common relates to a tremor of the earth’s surface caused by a shift in the earth’s...

As I write this blog, firefighters near Santa Barbara, California are fighting a wildfire that broke out Monday near the Los Padres...

I know what you’re thinking, “Why does it matter and what business is it of theirs what type of dog I have?” The answer is quite simple –...

Increase your deductible. Some companies may provide significant cost savings on your premium if you are willing to take a higher...

Renting a vacation home Personal liability coverage follows you anywhere in the world. Personal property coverage would apply as...

Cloud to ground lightning is extremely fast, hot, and powerful.  A lightning discharge occurs over the span of 100 milliseconds, heating...

Fifteen years later there have been many changes to the Internet.  Spam comes at you left and right.  Spammers are always looking for...

There are many ways that identity thieves can obtain personal information about you. The simplest is finding a lost wallet or credit...

The first thing you should do after a storm is perform a visual inspection of your roof. Do you see any missing shingles or visible...

Data collected by the National Fire Protection Association (NFPA) from 1980 to 2011 shows that apartment structure fires in the U.S....

You don’t have to live near a power plant or travel to a foreign country to have exposure to radon. It’s a naturally occurring element...

Not surprising information – we know teens text more frequently than their elders. But you may be interested to learn that teens are not...