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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


The Danger of Drowning: Know the Facts
From 2005-2009, there were an average of 3,533 fatal drownings annually in the United States. An additional 347 people died each year...
Aug 1, 20143 min read


Insurance Coverage on the College Campus
This is the time of year I often receive questions about the coverages needed to protect students who are away at school. These requests...
Jul 29, 20143 min read


Special Limits for Your Special Possessions
Watch our video to learn more about homeowners coverage limits! Often when we have a new claims representative handling property losses,...
Jul 24, 20143 min read


Safety Tips for Riding on Two Wheels
Motorists should be conscious of motorcycles while sharing the road with our two-wheeled friends. Motorcycles can be easy to miss due to...
Jul 23, 20142 min read


Avoid the Fender Bender: Look Before You Leave
Parking lot incidents are very common but when the proper precautions are taken the likelihood that you will be involved in one can be...
Jul 18, 20142 min read


What Is a Percentage Deductible in Insurance?
When protecting your home from the unpredictable forces of nature, understanding your insurance policy is crucial. While most people are...
Jul 14, 20142 min read


How Secure Are Your Passwords?
While you’re using this convenient form of shopping, have you ever considered the risk of having your credit card information on these...
Jul 7, 20141 min read


A Vacation Checklist for Your Home
Stop your mail. The United States Postal Service has a handy app for smartphones, and also offers a Hold Mail option on their website...
Jul 2, 20142 min read


Extend Electrical Safety to Your Extension Cords
It is estimated that 3,000 residential fires originate from extension cords each year, and 300 people are killed or injured. More than...
Jun 26, 20141 min read


An Ounce of Prevention is Worth A Premium Savings!
Besides the obvious benefits such as protecting your home and loved ones, did you know preventative measures are a great way to earn...
Jun 24, 20143 min read


Why You Should Keep Your Collision Coverage
Vehicles tend to hold their value for much longer now than in the past. There seem to be a couple of reasons for this. First, vehicles...
Jun 20, 20142 min read


Are You Covered for Your Canine’s Conduct?
But, as a consequence of my job in claims, the last neighborly activity gives me pause. What if one of those dogs was to snip at a child...
Jun 18, 20142 min read


Budget-Friendly Gadgets for A Smarter Home
Many homes today have programmable thermostats, but not every thermostat is as smart as the Nest Learning Thermostat. Now owned by...
Jun 13, 20143 min read


The Lowdown on Deductibles
Why do people think insurance is annoying? Is it because it’s confusing? I agree that insurance can be confusing, even for someone who...
Jun 12, 20142 min read


Cool Metal Roofs are a Hot Option for Homes
So if metal roofs are so “cool”, why are the overwhelming majority of new residential roof installations fiberglass shingles? Aside from...
Jun 10, 20142 min read


Is Your Roof Tops on Your Home Maintenance Checklist?
One of the most critical components of any home is its roof. Unfortunately, it is often the most overlooked in terms of regular...
Jun 5, 20142 min read


Getting What You Pay For: The Value of the Independent Agent
If you’re like most Americans, it’s possible you don’t have enough money saved to rebuild your home or repair or buy a new auto should...
Jun 3, 20142 min read


Understanding Your Underwriter
I saw this graphic on Facebook the other day and it made me think about how often my friends and family members ask me this question when...
Jun 2, 20141 min read


When U-Haul are You Covered?
He called me when he was making the online reservation and asked, “Do I need to buy the insurance from U-Haul?” Now, I had advised him in...
May 19, 20142 min read


A Short Pencil and other Kenny-isms
Kenny had a ton of wonderful qualities, but one that I really enjoyed was that Kenny was a walking storehouse of folksy one liners. He...
May 13, 20142 min read
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