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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


EFT: Schedule It and Forget It!
I do not like paying bills. Who really does? For me, it’s not just the fact that I’m spending all my money. It’s also organizing all the...
Mar 15, 20172 min read


Insurance Underwriter or Superhero?
Do you know what that is? If you don’t, you wouldn’t be alone! Even my family isn’t really sure what I do at work every day! I think...
Feb 16, 20172 min read


Replacement Cost Value Versus Market Value: What’s the Difference?
Many homeowners often wonder why the limit on their homeowner’s insurance policy is more than the market value of their home. In some...
Jan 27, 20172 min read


Annual Insurance Review: Don’t Go Unprotected
It is a time when many people tend to focus on planning their budgets. I recommend you also take this time each year to review your...
Jan 20, 20172 min read


Why You Need Equipment Breakdown Coverage
Equipment Breakdown extends coverage not included in the standard homeowner policy to your important home systems and personal property...
Jan 12, 20172 min read


Tackle Life’s Tasks with Trello
As an IT professional, I like to use software to simplify my life and today I’d like to talk about a web application that I’ve used...
Jan 6, 20171 min read


How Are Your Damages Estimated?
Once an accident happens and a claim is filed, you should speak with your claims adjuster. After you give your statement regarding the...
Dec 16, 20162 min read


Other Structures Need Other Coverage
Other structures in general are any man-made structures that are separated from your dwelling by a clear space. This includes, but is not...
Nov 8, 20162 min read


What You Need to Know About Your Auto Liability Insurance
If you are found liable in an accident, it means that you could be held responsible for any property damage or bodily injury resulting...
Oct 6, 20162 min read


Birthday Kindness All Year Long
Could you imagine if every day we treated others as if it were their birthday? Regardless if it’s a customer at work or just a friend or...
Oct 4, 20161 min read


Driving Under the Influence – Things you need to know
A big misconception is that impairment is not based upon the type of alcohol consumed, but rather the number of drinks over a period of...
Sep 21, 20162 min read


Auto Insurance: Beyond the Basics
Beyond your basic limits for liability, if you select physical damage coverage and your vehicle is involved in an accident, there is a...
Sep 19, 20162 min read


What is a smartwatch?
Smartwatches are watches with apps! Smartwatches, of course, are still watches so they tell time but smartwatches also have apps. These...
Sep 7, 20162 min read


School Safety Saves Lives
Be extra vigilant in school zones and residential neighborhoods, especially near bus stops, playgrounds, and parks. Leave enough time to...
Aug 25, 20162 min read


What is a Deductible?
Now that we know what a deductible is, let’s talk about why it even exists. What is the point of a deductible? The reality is a...
Aug 22, 20162 min read


Positive Reflections Can Enhance Your Shopping Experience
It’s not likely you’ve ever gone out shopping and thought, “Well I had better use my best customer service skills today while buying...
Aug 16, 20162 min read


Man’s Best Friend or a Liability?
An insurer has the right to non-renew or even refuse to write your homeowner’s policy based on the breed of dog you own. There are...
Aug 12, 20162 min read


Back to School Tips
Set up a bedtime and wake-up routine in advance. If possible, it’s best to establish bedtimes and wake-up times two weeks in advance of...
Aug 9, 20162 min read


Insurance 101 from the Underwriter
Click for answers to more of your insurance questions! Working as an insurance professional, my friends and family often ask me about...
Jul 22, 20162 min read


Understanding Rental Car Coverage
Watch our video for more on Rental Car Coverage. It’s my experience that one of the most frequently asked questions policyholders have...
Jul 21, 20163 min read
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