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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Shop But Don’t Drop (Your Coverages) – How to Avoid Black Friday Claims
However, as much fun as the Black Friday bonanza can be, it can also be a bit dangerous. According to nerdwallet.com, parking lot...
Nov 20, 20182 min read


Your Tree Fell in Your Yard – Are You Covered?
Most standard homeowner’s policies cover the full and reasonable cost to get a tree off a covered structure, subject to applicable policy...
Nov 15, 20182 min read


Carbon Monoxide Poisoning: How to Prevent the Silent Killer
First, it’s important to have your furnace inspected and serviced annually. The Centers for Disease Control and Prevention (CDC) suggests...
Nov 8, 20182 min read


Strengthen Your Home Insurance Protection Against Unseen Dangers
The vast majority of the standard/preferred insurance policies I’ve dealt with address this type of peril by capping coverage for two...
Nov 1, 20182 min read


Creepin’ It Real: Halloween by the Numbers
Be sure to ask your agent if you would benefit from adding extra coverages to your policy for the upcoming holiday seasons! Have a safe...
Oct 30, 20181 min read


Parents Must Be Firewall for Young Online Users
Being the caretaker of a young digital native can be anxiety-inducing, but banning kids from using digital devices is impractical and may...
Oct 25, 20182 min read


The “E” in LEadErship
Education and Experience – Value hard work and knowledge for yourself and others. A fundamental aspect of success in any line of work...
Oct 23, 20182 min read


Safely Prepare for Your Guests to Prevent the Holiday Mess
Check for trip hazards both inside and outside your home. During this time of year, it’s typical to see an increase in the number of...
Oct 18, 20182 min read


The Hunt for Safety
The longer and more frequently you hunt, complacency tends to set in, making it easy to neglect the basics of hunting safety. Long hours...
Oct 16, 20182 min read


Teach Your Kids Cyber Hygiene (and Freeze Their Credit)
So what exactly is cyber hygiene? You teach your kids how to practice basic hygiene. This is that—but online. Because today’s children...
Oct 15, 20183 min read


As Your Life Changes, So Should Your Insurance Policy
One of the most exciting times in life is purchasing a new home, whether it’s your first starter home or your final retirement home. ...
Oct 11, 20182 min read


How to Talk About Online Secrets and Security with Your Child
A 2017 study of 1,500 middle and high school students by The Social Institute revealed that 62 percent of the kids surveyed used...
Oct 10, 20183 min read


Make Road Safety a Top Priority This Harvest Season
Recommendations for Motorists: Wait until it’s safe to pass farm equipment. Make sure you have clear visibility and plenty of time to get...
Oct 4, 20182 min read


Parents Beware – Digital Dangers Lurk for Kids Online
More than 1 million children—or 1.48 percent of minors—were victims of identity theft or fraud in 2017. Two-thirds of those victims were...
Oct 3, 20183 min read


Don’t Scoot Yourself Out of Insurance Coverage
As you can imagine, this has led to some unintended issues. For starters, one hospital emergency room has already reported a 161%...
Oct 2, 20182 min read


Don’t Wait – Prep Your Property for the Cold Weather Today!
The thought of doing outdoor work in the cold weather isn’t overly appealing. With summer winding down and some cooler weather in store,...
Sep 27, 20182 min read


Buyer’s Remorse: Will Your New Vehicle Impact Your Rates?
As I was researching vehicles and narrowing down the best options, I discovered an article on Insure.com that said the average annual...
Sep 20, 20182 min read


Not All Home Insurance Lives Under One Roof
While much of the insurance industry is attempting to commoditize insurance protection with cute commercials and a focus on price –...
Sep 13, 20182 min read


What You Should Know About Paying Your Premiums On Time
The reasoning is simple – your property and casualty insurance is protecting your most valuable assets and prized possessions. It’s also...
Sep 10, 20182 min read


Peaceful Campfires Can Prevent Devastating Wildfires
Important factors to consider when building a campfire include picking a safe campfire spot, steps to prepare the pit, how to properly...
Sep 6, 20182 min read
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