New Exposures Did you add locations during the year? Did you add buildings to your current location? Any new vehicles or drivers? New...

Business owners should partner with their independent agent to routinely analyze their claims with an emphasis on frequency.  There is an...

I grew up in a small town on a small farm where my dad owned about 20 acres of woods.  I can remember people, many of whom we did not...

Home security system. A home security system is obviously a good idea, but there are so many options to choose from, which do you pick? ...

DO keep your dorm room door locked at all times.  Many kids will keep their doors unlocked when visiting a friend a few rooms away,...

There are numerous factors to consider when selecting the proper fire extinguisher.  Selection, location, servicing, and training are the...

Everyone realizes that injuries from the use of consumer fireworks are common and can be severe.  The U.S. Consumer Products Safety...

Unfortunately, statistics show that as temperatures get colder the number of home heating fires increases.  According to a report by the...

To help protect against this risk, the EPA issued a “Renovation, Repair and Painting (RRP)” rule.  Basically, the rule states that,...

The good news is home fires can be prevented.  Here are some common causes of fire and what you can do to protect your home and your...

While you’ve likely heard the terms cybercrime, data breach or identity theft, I’ll bet you didn’t know October is National Cybersecurity...

Auto accidents while driving on slippery roads. Wet or slippery ladders, scaffolding, and machinery, etc. Slip and fall injuries on the...

Workers’ Compensation, per Wikipedia, is a form of insurance providing wage replacement and medical benefits to employees injured in the...

Have all servers of alcohol complete mandatory alcohol training.  Some of the alcohol awareness training sites are: TIPS (Training for...

The fact is, whether you have one vehicle or several hundred, you are exposed to risk. Even small fleets can benefit from a fleet safety...

First, let me tell you a little bit about myself.  I have a Bachelor of Science degree in Occupational Safety.  I have worked as a Loss...

Fencing.  Fencing is a must, and pretty much a no brainer for pool safety. If you have an in ground pool without a fence, you’re asking...

The past few years, rising prices for metals, especially copper, have created a major problem for property owners.  Pipes, wires, and...

Once this uninvited water enters your home, it has the potential to damage everything it comes in contact with such as flooring, walls,...

If you’re like me, probably not. It’s one of those appliances most people install and then forget about.  The expectation is that it’ll...