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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


‘Tis the Season to Prevent Holiday Party Liabilities!
Be cautious of holiday decorations: If there are children attending the party, try to keep small, breakable items and other choking...
Dec 7, 20152 min read


Last Call: Liquor Liability Coverage
The insurance industry is no stranger to bar and tavern exposures, but insuring bar and tavern accounts can be uniquely challenging due...
Oct 8, 20152 min read


Back to School Checklist Should Include an Insurance Check Up!
Whether your son or daughter is just beginning their college career or returning to campus life, there’s a lot to think about. Moving...
Oct 7, 20152 min read


The Potential Impacts of Autonomous Vehicles
I believe the effects of this upcoming automobile revolution will be vast and innumerable in both society and our economy, including the...
Oct 2, 20152 min read


Don’t Entrust Your Home Repairs to the “Deal of the Day”
Post authored by Bill Coates Have you experienced a time when some home-repair projects needed to be taken care of? Sometimes they’re too...
Aug 7, 20153 min read


Save Money While Improving Your Teen’s Driving Skills
It is no secret that lack of experience and immaturity can play a huge role in the success of your young driver. The Insurance...
Jul 31, 20152 min read


Tips for Adding a Dog to Your Household
Unfortunately, not all dogs have as mild of a demeanor as Marley. As docile as she is, it’s always in the back of my mind if she would...
May 28, 20152 min read


Summer Safety Tips
SUN PROTECTION Use sunscreen that is at least SPF 15 or higher. Also be sure that the sunscreen provides both UVA and UVB protection....
May 21, 20152 min read


The Reasons You Need Renters Insurance!
According to a USA Today analysis of Census Bureau data, from 2006 through 2011, 25- to 34-year-olds experienced the largest decline in...
May 14, 20152 min read


Protect Yourself from Party Rental Risks with a Personal Umbrella!
Good news! There is coverage under the homeowner policy for this type of situation. The homeowner policy considers “Any part of a...
Mar 24, 20152 min read


Responding to a Data Breach: What’s Your Plan?
Prevent a data breach before it happens with these steps. When the storm sirens sounded last year, I scooped up my 4-year-old grandson...
Feb 18, 20152 min read


Are You Unsure about Uninsured Motorists Coverage?
Watch our video for more on Uninsured (UM)and Underinsured Motorists (UIM) coverages. Since nearly every state in the United States...
Oct 16, 20142 min read


Tee Up The Right Coverage For Your Golf Course
Golf has been around for hundreds of years now and has grown into one of the most popular past times. The amount of time, money, and...
Oct 15, 20142 min read


Protection for Youth Sports Coaches
I could go on for some length on the personal meaning of coaching for me, but my purpose here is to address some questions that I never...
Sep 30, 20142 min read


Bargain Insurance Coverage Could Leave You Broke
When purchasing insurance, you should look at which insurance option presents the best value, not the cheapest price. What good is buying...
Sep 26, 20142 min read


Don’t “Buck” Your Exposure: Hunt Up the Right Coverage for Hunting Season!
When you consider the hazards of hunting, the first thought is usually of accidental shootings. I strongly recommend everyone take a...
Sep 15, 20142 min read


Insurance Coverage on the College Campus
This is the time of year I often receive questions about the coverages needed to protect students who are away at school. These requests...
Jul 29, 20143 min read


Are You Covered for Your Canine’s Conduct?
But, as a consequence of my job in claims, the last neighborly activity gives me pause. What if one of those dogs was to snip at a child...
Jun 18, 20142 min read


When U-Haul are You Covered?
He called me when he was making the online reservation and asked, “Do I need to buy the insurance from U-Haul?” Now, I had advised him in...
May 19, 20142 min read


If a Tree Falls Into Your Yard, Are You Responsible?
One suggestion seemed especially timely this week as we are crawling out from under a pile of claims related to the recent ice storms in...
Mar 20, 20142 min read
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