The majority of contractors are required to have a written contract called a Commercial General Liability (CGL) policy. However, the...

I can certainly empathize with these folks since the term “umbrella” can be interpreted a number of ways. Here are some of the more...

Now, ask any insurance agent or account manager what is the most frustrating part of their day. Most will say “certificates of...

Maintenance: Make sure the grill itself is clean and any excess grease or fat is cleared away. If you are operating a gas grill, check...

Know your body. Certain health conditions can sneak up with physical activity so before you start an exercise regime, visit your doctor...

One thing I have noticed working in claims is many policyholders are aware they have coverage for their property while it is anywhere in...

For consumers… Try “dipping” your chip first. Using the chip is more secure than using the magnetic stripe, so try that first. The...

Dog bites and other dog-related injuries accounted for more than one-third of all homeowners insurance liability claim dollars paid out...

Safe Operation Tips As with any aircraft or machine, it is only as good as the operator behind it. Be aware of any restricted areas such...

Holidays also evoke a sense of celebration…and drink specials at your favorite bar or restaurant. Whether it’s the champagne of New...

Define the duties of the contractor. The contract should make clear what is expected from the contractor. The following are some items...

When it comes to safety training, a great goal to keep in mind is will the topic and method used reach out to the audience in a way they...

If you are found liable in an accident, it means that you could be held responsible for any property damage or bodily injury resulting...

An insurer has the right to non-renew or even refuse to write your homeowner’s policy based on the breed of dog you own. There are...

Firstly, and very disappointingly to my Back to the Future-loving self, modern hoverboards don’t actually fly. More troublesome are the...

For businesses, this is a great time of year to plan your upcoming preventative maintenance activities. After all, why not get a...

To help counter some of the new liability hazards and keep airspace safe for all users, the Federal Aviation Administration (FAA) has...

I recently attended a Small Business Expo that included a panel of local experts. Even after working in insurance for 14 years, it still...

Right off the bat, Santa’s house and workshop are located in a protection class 10.  In general terms, this means there would be no...

When she entered the conference room, heated discussions were already underway. As she sat down, Frank, the CEO, turned to her. “Amanda,...