top of page
ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Strengthen Your Home Insurance Protection Against Unseen Dangers
The vast majority of the standard/preferred insurance policies I’ve dealt with address this type of peril by capping coverage for two...
Nov 1, 20182 min read


Creepin’ It Real: Halloween by the Numbers
Be sure to ask your agent if you would benefit from adding extra coverages to your policy for the upcoming holiday seasons! Have a safe...
Oct 30, 20181 min read


Safely Prepare for Your Guests to Prevent the Holiday Mess
Check for trip hazards both inside and outside your home. During this time of year, it’s typical to see an increase in the number of...
Oct 18, 20182 min read


The Hunt for Safety
The longer and more frequently you hunt, complacency tends to set in, making it easy to neglect the basics of hunting safety. Long hours...
Oct 16, 20182 min read


As Your Life Changes, So Should Your Insurance Policy
One of the most exciting times in life is purchasing a new home, whether it’s your first starter home or your final retirement home. ...
Oct 11, 20182 min read


Don’t Scoot Yourself Out of Insurance Coverage
As you can imagine, this has led to some unintended issues. For starters, one hospital emergency room has already reported a 161%...
Oct 2, 20182 min read


Protecting Your Produce: The Benefits of Spoilage Coverage
It was previously noted that the fresh and perishable U.S. food market totaled some $177 billion. Firms such as restaurants, food...
Sep 18, 20182 min read


What You Should Know About Paying Your Premiums On Time
The reasoning is simple – your property and casualty insurance is protecting your most valuable assets and prized possessions. It’s also...
Sep 10, 20182 min read


The Sharing Economy: When New Opportunities Create Insurance Challenges
I recently took a call from a personal insurance client of mine who is considering buying a new Tesla with the hope of renting it out via...
Aug 16, 20182 min read


Cheers to Beer Brewed Safely at Home
In the last decade or so, there has been an influx of micro-breweries that have sprung up all over the country. Many of these breweries...
Aug 3, 20182 min read


Why Certain Dog Breeds Are in the Insurance Doghouse
The typical insurance company policy regarding dogs is usually simple: if an account has a prohibited breed of dog, the insurance company...
Jul 12, 20183 min read


When Things Go (Really) Wrong, Your Umbrella Has You Covered
Over the past few weeks, I’ve had the same discussion with two sets of family and friends about the importance of umbrella policies and...
Jun 13, 20182 min read


Ride-Sharing: Uber Convenient or Uber Risky?
Pros: It’s cheaper. Multiple people in the car means less money each individual has to pay. It’s like a taxi, but better! It’s more...
Jun 7, 20182 min read


Renting? Don’t Assume the Landlord Has You Covered
The Insurance Information Institute found “only 41% of renters actually have renters insurance.” [3] Many choose to not purchase renters...
May 24, 20182 min read


Is Your Wedding Day Insurance Worthy?
There are two options to purchase: wedding liability and wedding cancellation coverage. Most wedding venues require you to carry wedding...
May 17, 20182 min read


When the In-Laws Move In: Are They Covered?
As the Baby Boomer generation continues to grow older, it’s not uncommon to see aging parents move in with their grown children....
May 10, 20182 min read


Personal Liability Coverage – Don’t Let It Be An Afterthought
When discussing and rating homeowner insurance policies, personal liability coverage is often an afterthought. Insurance companies and...
Apr 23, 20183 min read


Soldering Safely: Tips for Safe Welding
Welding is an integral part of many of the day-to-day operations that are needed for both small businesses and larger corporations. It is...
Jan 25, 20182 min read


Prepare for the Loss of Special Possessions
Did you know that many homeowners’ policies have special limits of coverage for certain types of property? Do you own any valuable...
Jan 18, 20181 min read


Renters Insurance: Why It’s Important for Landlords
But what if you’re a landlord? Should your tenants have renters insurance? Absolutely! Your house, condo, or apartment is just as...
Dec 19, 20172 min read
bottom of page





