I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for...

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My family recently added a new member in the form of a two-month-old kitten, and as part of the adoption process, we were provided with a...

With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh...

FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s...

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are...

If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance...

Football season is here! It seems to evoke a sense of enthusiasm and celebration, especially when your favorite team is playing! Just...

Going away to college is a big deal, and it comes with a lot more responsibility. One of them is being a responsible driver. What if they...

There’s one thing I always say to my younger siblings when I know they’re hanging out with family or friends on a holiday weekend. “Be...

Any business that serves alcohol should be aware of their liquor liability exposure. In my travels as a loss control professional, I...

Summer months should be filled with family fun and many people spend time on freshwater ponds, pools, lakes, and rivers keeping cool....

“I don’t need a Builder’s Risk policy,” said a contractor.  “The money I save I’ll just set aside for any losses.” Little did he know how...

Starting a home based business might sound appealing (working in your PJ’s, setting your own hours, no boss!!). However, you need to make...

March Madness is a great time to gather together to watch the games. Food is never-ending with wings, pretzels, and chips followed by...

Rain, rain, go away! At least that is what most of us are thinking after a few months, or in some cases, years of heavier-than-normal...

It might surprise you to know that an unendorsed homeowner policy has limits of coverage for theft of certain types of personal items...

According to the Governors Highway Safety Association report, in 2015 alone, an estimated 5,000 drivers died in crashes that involved...

However, as much fun as the Black Friday bonanza can be, it can also be a bit dangerous. According to nerdwallet.com, parking lot...

First, it’s important to have your furnace inspected and serviced annually. The Centers for Disease Control and Prevention (CDC) suggests...