One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the...

If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized...

We didn’t know if there would be a football season this year, but here we are! The BIG Ten has even reversed its earlier decision, and...

Buying a new car is such an exciting experience. You’ve done all the research, you’ve finally found the perfect car and you are about to...

Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the...

This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These...

Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in...

A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping...

In my blog post, Protect Yourself While Shopping Online, I shared how to protect yourself as a consumer. Now, let’s talk about protecting...

If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised...

These unprecedented times have left many of us with only one way to shop: online. Many online businesses have benefited from...

Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of...

Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation? Subrogation is a legal...

One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client...

High school and college-age workers are an important part of the employment pool; they take your order at fast-food restaurants, bag your...

If the wind was strong enough to pick up Dorothy and Toto and pull her entire house into a tornado and send them to the magical Land of...

Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers...

There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those...

I’ve been working in the insurance industry for 18 years now. Currently, I hold a position as a Personal Lines Underwriter with Central...

Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little...