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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


The Great Escape
Prepare Your Home In a fire, every second is crucial so the first step in any evacuation plan is ensuring your home has the necessary...
Apr 21, 20173 min read


A True Tale About Water Backup of Sewers and Drains Coverage
A friend of mine had his personal insurance coverage with a local competitor who was reputable; however, there was no real relationship...
Apr 12, 20172 min read


Duck and Cover
There are some other basic steps you can take with your family to try and prepare as much as possible. Step One Make a plan and emergency...
Apr 6, 20172 min read


Password Mania!
This phrase and its variations can strike fear into a person’s heart in ways that few others can. Is someone reading your e-mails? Do...
Mar 24, 20172 min read


The Cold Hard Facts About Ice Dams
Water collects behind the ice dam until it finds openings in your roof where it can flow into the attic space and eventually into the...
Mar 10, 20172 min read


The Hidden Costs of Cheap Insurance – What Are You Getting for Your Money?
Would you hire an attorney based solely upon who has the cheapest hourly rates? Would you hire a financial planner or investment advisor...
Mar 3, 20172 min read


Replacement Cost Value Versus Market Value: What’s the Difference?
Many homeowners often wonder why the limit on their homeowner’s insurance policy is more than the market value of their home. In some...
Jan 27, 20172 min read


Annual Insurance Review: Don’t Go Unprotected
It is a time when many people tend to focus on planning their budgets. I recommend you also take this time each year to review your...
Jan 20, 20172 min read


Why You Need Equipment Breakdown Coverage
Equipment Breakdown extends coverage not included in the standard homeowner policy to your important home systems and personal property...
Jan 12, 20172 min read


How to Prepare your Home for Winter
Cover patio furniture—patio furniture wears easily in climate change. If possible, I recommend storing patio furniture in a shed or...
Nov 30, 20162 min read


Other Structures Need Other Coverage
Other structures in general are any man-made structures that are separated from your dwelling by a clear space. This includes, but is not...
Nov 8, 20162 min read


Loss Control: “Not another safety training blog!?”
When it comes to safety training, a great goal to keep in mind is will the topic and method used reach out to the audience in a way they...
Oct 26, 20162 min read


Your Desktop Clutter Fix
Use the trash can or recycle. If you don’t have a trash can or recycle bin in reach, I recommend getting one. Always throw away trash as...
Oct 20, 20162 min read


Back to School Tips
Set up a bedtime and wake-up routine in advance. If possible, it’s best to establish bedtimes and wake-up times two weeks in advance of...
Aug 9, 20162 min read


Hoverboards: A “Hot” Insurance Risk
Firstly, and very disappointingly to my Back to the Future-loving self, modern hoverboards don’t actually fly. More troublesome are the...
Jun 13, 20162 min read


Tips to Burglarproof Your Home This Summer
Here are some tips that can help you protect your home from burglary while you’re away this summer: Stop delivery of your mail and...
Jun 2, 20162 min read


7 Safety Tips to Prepare Your Social Media Profiles for Vacation
Original post authored by Ohio Insurance Institute and share with their permission. Facebook, Instagram and other social media platforms...
May 18, 20162 min read


Newly Engaged? Say “I Do” to Insuring the Ring!
Engagement rings can develop sentimental value and even become family heirlooms. It can be devastating to damage or lose such a special...
Feb 19, 20162 min read


What’s the Buzz About Drones?
To help counter some of the new liability hazards and keep airspace safe for all users, the Federal Aviation Administration (FAA) has...
Jan 12, 20162 min read


Santa Claus: A Ho-Ho-High Insurance Risk
Right off the bat, Santa’s house and workshop are located in a protection class 10. In general terms, this means there would be no...
Dec 23, 20154 min read
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