top of page
ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


New Year Resolutions That Can Jeopardize Your Identity
It’s time to sing Auld Lang Syne, do self-reflection, and declare your resolutions. Many attempts to become a better you, however, can...
Jan 5, 20183 min read


Winter Weather Can Wreak Havoc on Properties and Insurance Programs
As the temperatures dip below freezing this time of year, a number of weather-related situations can result in property insurance losses....
Jan 4, 20182 min read


Renters Insurance: Why It’s Important for Landlords
But what if you’re a landlord? Should your tenants have renters insurance? Absolutely! Your house, condo, or apartment is just as...
Dec 19, 20172 min read


Don’t Let Grinches Steal Your Christmas
Online shopping makes it easy to find a great selection of gifts and can be a big time-saver. Unfortunately, thieves are waiting to take...
Dec 11, 20172 min read


Thinking Solar – Considerations Before Making the Leap
Even if you have no plans to become an environmental warrior, solar can help save money on your energy bill, provide a source of tax...
Dec 6, 20173 min read


Keeping Your Home Office Safe
Telecommuting (working from home) is growing in popularity. According to Global Work Play Analytics, the number of U.S. workers who do at...
Dec 1, 20172 min read


Dress for Safety this Halloween
As the temperatures lower and we start to enter into the fall season, one of my favorite holidays is approaching: Halloween. I remember...
Oct 27, 20172 min read


What’s Mine Is Yours…for A Fee
At its core, the sharing economy is built upon trust. The model depends upon peer-to-peer interactions. Many of the legal and regulatory...
Oct 24, 20172 min read


The Importance of Equipment Breakdown Coverage
This valuable line of protection typically covers three types of losses: Electrical breakdown Mechanical breakdown Rupture, bursting,...
Oct 11, 20172 min read


Your Pet’s Emergency Plan
Pets are an important part of many households. When preparing a disaster plan and emergency kit, remember your pet should be part of that...
Sep 28, 20171 min read


Common Misconceptions about the Personal Umbrella Policy
I can certainly empathize with these folks since the term “umbrella” can be interpreted a number of ways. Here are some of the more...
Sep 11, 20172 min read


Replace? Rebuild? What’s Right for You?
There are two options to determine the appropriate coverage amount for your property: Replacement Cost valuation provides coverage for...
Aug 18, 20172 min read


6 Tips for Safe Grilling
Maintenance: Make sure the grill itself is clean and any excess grease or fat is cleared away. If you are operating a gas grill, check...
Aug 9, 20172 min read


A Two-Tier Approach to Protect Yourself from Identity Fraud
Are you familiar with how your personal information can be used by criminals? Many people immediately think of fraudulent credit card...
Jul 19, 20172 min read


Lightning Strike Prevention
More than $825 million in lighting damage claims was paid out in 2016 to more than 100,000 policyholders nationwide. There was a total of...
Jul 12, 20172 min read


Schedule It!
One thing I have noticed working in claims is many policyholders are aware they have coverage for their property while it is anywhere in...
Jun 20, 20172 min read


Battery Safe Than Sorry
Handling Most battery fires occur when the outer casing is punctured. This is because of the battery’s design. Batteries are designed to...
Jun 9, 20173 min read


A Quick Bite: Dog Bite Statistics
Dog bites and other dog-related injuries accounted for more than one-third of all homeowners insurance liability claim dollars paid out...
May 30, 20172 min read


It’s a Bird. It’s a Plane. No it’s a Drone.
Safe Operation Tips As with any aircraft or machine, it is only as good as the operator behind it. Be aware of any restricted areas such...
May 25, 20172 min read


Home-Based Businesses: Are You Properly Insured?
The exclusion for business activities is something you will find in all homeowner policies, so it’s very important for anyone who...
May 19, 20171 min read
bottom of page





