For starters, make sure your property is on the correct type of coverage form! In many instances, landlords will purchase a property,...

Whether your Christmas tree is real or fake, keep it a safe distance from a fireplace, wood burning stove, or other heat-producing...

Your identity—you’ve spent a lifetime building your financial credit and professional reputation, but identity thieves can take that away...

Most standard homeowner’s policies cover the full and reasonable cost to get a tree off a covered structure, subject to applicable policy...

First, it’s important to have your furnace inspected and serviced annually. The Centers for Disease Control and Prevention (CDC) suggests...

The vast majority of the standard/preferred insurance policies I’ve dealt with address this type of peril by capping coverage for two...

Be sure to ask your agent if you would benefit from adding extra coverages to your policy for the upcoming holiday seasons! Have a safe...

Being the caretaker of a young digital native can be anxiety-inducing, but banning kids from using digital devices is impractical and may...

Check for trip hazards both inside and outside your home. During this time of year, it’s typical to see an increase in the number of...

So what exactly is cyber hygiene? You teach your kids how to practice basic hygiene. This is that—but online. Because today’s children...

One of the most exciting times in life is purchasing a new home, whether it’s your first starter home or your final retirement home. ...

A 2017 study of 1,500 middle and high school students by The Social Institute revealed that 62 percent of the kids surveyed used...

More than 1 million children—or 1.48 percent of minors—were victims of identity theft or fraud in 2017. Two-thirds of those victims were...

As you can imagine, this has led to some unintended issues. For starters, one hospital emergency room has already reported a 161%...

The thought of doing outdoor work in the cold weather isn’t overly appealing. With summer winding down and some cooler weather in store,...

While much of the insurance industry is attempting to commoditize insurance protection with cute commercials and a focus on price –...

Many homeowners’ insurance policies provide coverage for your college student while they are away at school. If they are residents of a...

I recently took a call from a personal insurance client of mine who is considering buying a new Tesla with the hope of renting it out via...

Most insurance policies have the same basic layout: Insuring Agreement (what we’ve agreed to cover), Definitions (defining certain words...

After six years of living in our home, we did not have a drop of water in our basement. We had endured some issues with the roof and an...