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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Tips to Get Your Home Spring Ready!
Spring has always been one of my favorite seasons. All winter I look forward to planting flowers, enjoying the warmer weather and the...
Mar 9, 20211 min read


The Cold Hard Facts About Ice Dams
Winter is in full force and the potential for claims resulting from ice dams is on the rise! While most of the damage caused by a winter...
Feb 9, 20212 min read


The “Smart” Way to Mitigate Risk in a Connected Home
With the continued adoption of Smart Home products, many homeowners welcome devices that promote energy efficiency, cost savings...
Jan 14, 20213 min read


New Cyberthreats for 2021…The List Goes On
We recently posted about Deepfakes being a new cyberthreat for 2021. There are a few more threats to be aware of this year, and knowledge...
Jan 7, 20214 min read


Get In The Holiday Spirit – Safely!
Christmas time is known far and wide as “The most wonderful time of the year,” and while 2020 has left many of us saying “humbug,” this...
Dec 17, 20203 min read


Kitchen Safety for the Men Making Dinner Tonight
Today is National Men Make Dinner Day, so I’ll make dinner tonight (like I do majority of the time). Most of my friends’ wives do the...
Nov 5, 20202 min read


Not All Homeowner Insurance Policies Are Equal
As I’ve mentioned before in previous blogs, I find it sad that personal insurance has gotten commoditized to the point where many...
Nov 3, 20202 min read


Time to Fall Back (and Check Your Smoke Alarms)
This weekend marks Daylight Savings time when we “fall back” an hour. A general rule of thumb is to replace the batteries in your smoke...
Oct 29, 20203 min read


Liability Risks of Halloween 2020
Halloween 2020. Wow, what could go wrong? If this coming weekend is anything like the previous six months, plenty. With COVID-19, trick...
Oct 27, 20202 min read


How to Prepare your Home for Winter
I don’t know about you, but fall is my favorite season. The weather is perfect, the leaves turn beautiful colors, and it means the...
Oct 20, 20202 min read


Cybersecurity Awareness Month: Do Your Part. #BeCyberSmart
A few weeks ago, my sister asked me to stop by her house to check on a few things while she was on vacation. When I walked into her...
Oct 15, 20203 min read


Know These Tips for Fire Prevention Week
Fall is in full force and winter is slowly approaching. People are lighting pumpkin spice candles, turning on the heat, and decorating...
Oct 1, 20203 min read


What is the highest property damage claim in terms of loss frequency?
According to the Insurance Information Institute (III), wind/hail damage is the highest property claim type in terms of loss frequency....
Sep 24, 20204 min read


Common Misconceptions about the Personal Umbrella Policy (Part 2)
Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still...
Sep 22, 20202 min read


Hard Lesson Learned: A Hacker Victim’s Story
Since October of last year, I always try to have my phone’s ringer turned up if I am not working, and I’m much more adamant about picking...
Sep 10, 20204 min read


What factors can change the extent of hail damage on neighboring homes?
As the end of summer is approaching, now is a good time to revisit the phenomenon of hail and the possible damage it can do. As the...
Aug 25, 20203 min read


Coverage for the College Student
This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These...
Aug 18, 20203 min read


Save Money with Auto Premium Discounts
Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning...
Jul 28, 20202 min read


Have a Happy (and Safe) 4th of July!
This weekend, there will be Independence Day celebrations happening across the nation. People are stocking up on food, drinks, sparklers,...
Jul 2, 20202 min read


Protect Your Home-Based Business by Knowing the Coverage Options
A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping...
Jun 30, 20203 min read
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