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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Stay Warm But Stay Safe This Winter!
Unfortunately, statistics show that as temperatures get colder the number of home heating fires increases. According to a report by the...
Nov 12, 20122 min read


When It Rains, It Pours: Preparing For and Recovering From Mother Nature
Here are some tips courtesy of www.cleveland.com to consider when dealing with the aftermath of severe storms. If your power is out…...
Nov 6, 20122 min read


Extinguish Your Risk of Home Fires
The good news is home fires can be prevented. Here are some common causes of fire and what you can do to protect your home and your...
Oct 11, 20122 min read


Going Green to Save Some Green!
Light up with LEDs. Light-emitting diodes (LEDs) use less energy, generate less heat, and last longer than other bulbs. Be Creative! Find...
Sep 28, 20122 min read


Break Murphy’s Law with Equipment Breakdown Coverage
This adage, coined by American aerospace engineer Edward Murphy some six decades ago, is known as Murphy’s Law. A popular variant to this...
Jul 12, 20121 min read


Don’t Get Burned: Check Your Smoke Detectors!
First, let me tell you a little bit about myself. I have a Bachelor of Science degree in Occupational Safety. I have worked as a Loss...
Jun 19, 20122 min read


Avoid the Financial Flood: Purchase Flood Insurance
This area was considered a Moderate-to-Low Risk flood exposure by the Federal Emergency Management Association (FEMA). What does that...
Jun 13, 20122 min read


The Boomerang Effect
The 2006 romantic comedy Failure to Launch starring Matthew McConaughey, Sarah Jessica Parker, Terry Bradshaw, and Kathy Bates...
Jun 11, 20122 min read


Swim Into a Safe Summer at the Pool
Fencing. Fencing is a must, and pretty much a no brainer for pool safety. If you have an in ground pool without a fence, you’re asking...
Jun 6, 20122 min read


Fire Safety is No Accident
2,650 civilian fire deaths 12,890 civilian fire injuries $7.1 billion in direct damage Yes, accidents do happen, but some...
May 22, 20122 min read


April Showers Bring May….Water Losses?
Once this uninvited water enters your home, it has the potential to damage everything it comes in contact with such as flooring, walls,...
May 11, 20122 min read


Household Inventory: The Why and The How of It
Do you already have a household inventory? Have you ever had to use it? Share your experience and your advice here! #householdinventory...
May 3, 20121 min read


Cut the Risk out of Mowing Your Lawn
A lawn mower is a common piece of household equipment, but that doesn’t mean we shouldn’t think about safety while using one. A study by...
Apr 24, 20122 min read


Pump Up Your Sump Pump Maintenance
If you’re like me, probably not. It’s one of those appliances most people install and then forget about. The expectation is that it’ll...
Apr 16, 20122 min read


Hail: Yes, No or Maybe So?
Your home’s roof is usually most susceptible to hail damage, with other damage possible to windows, siding, decks, fencing, landscaping,...
Apr 13, 20122 min read


Dwelling Value vs. Market Value: What Are You Insuring?
An insurance company is never going to sell your home, just rebuild it. Therefore, your insurance carrier must insure the home for the...
Apr 6, 20122 min read


Ten Home Maintenance Essentials for Spring
With the arrival of spring, so too arrives that long list of spring projects, including spring cleaning and home maintenance. To help you...
Mar 19, 20121 min read


Walking for Heart Health and Home Maintenance!
Spring is a great time to get out, walk, and observe, especially after being cooped up indoors all winter. One place I encourage you to...
Mar 16, 20122 min read


The Cold Truth about Ice
A favorite scene in A Christmas Story is when little Ralphie concocts a story that an icicle fell and struck him, injuring his eye, all...
Feb 17, 20123 min read


How I Became a Raccoon Wrangler
One of my most memorable claims to this point is a bit odd. You never think of your claims adjuster serving as animal control, but that...
Jan 20, 20122 min read
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