My neighbors were trying to convince me that the trampoline was a safe activity, especially with the protective netting. While the...

I spoke to an insurance agent recently about her own personal experience when someone broke in and stole several of her possessions.  The...

In the adult world, there are many things far scarier than monsters. Residents of Colorado are facing the most destructive wildfire in...

Earthquakes. There are many definitions but the most common relates to a tremor of the earth’s surface caused by a shift in the earth’s...

As I write this blog, firefighters near Santa Barbara, California are fighting a wildfire that broke out Monday near the Los Padres...

I know what you’re thinking, “Why does it matter and what business is it of theirs what type of dog I have?” The answer is quite simple –...

Increase your deductible. Some companies may provide significant cost savings on your premium if you are willing to take a higher...

The first thing you should do after a storm is perform a visual inspection of your roof. Do you see any missing shingles or visible...

Data collected by the National Fire Protection Association (NFPA) from 1980 to 2011 shows that apartment structure fires in the U.S....

You don’t have to live near a power plant or travel to a foreign country to have exposure to radon. It’s a naturally occurring element...

There are several liability coverage limits to choose from on a homeowners policy, but I always add the highest liability coverage I can...

I’m not suggesting you drop your cable or dish, but I think it’s worth knowing what’s out there.   There are already many options...

Modern commercial and public buildings have many fire protection features that are not present in most homes.  Some of these, like fire...

The answer is yes…but you have to ask the right questions.  Questions like “Do all companies offer the same or similar coverages?”  The...

What made this claim unique for me as an adjuster was the detailed information I received from the insured documenting her claim. Several...

I think everyone has accidentally deleted a file.  In addition to that, many other things could go wrong: a virus, a hard drive crash, a...

Unfortunately, fireplaces also contribute to needless injuries, loss of life, and property damage annually.  The U.S. Fire Administration...

Christmas Trees Once ignited, a “dry” natural Christmas tree can become engulfed in flames in seconds, quickly spreading the fire.  If...

Interesting, isn’t it?  For something that has a reputation for being expensive, is it really when compared to your other living...

Frying a turkey does have its benefits. A fried turkey takes less time to cook than an oven-cooked turkey, and the turkey comes out much...