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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


If a Tree Falls Into Your Yard, Are You Responsible?
One suggestion seemed especially timely this week as we are crawling out from under a pile of claims related to the recent ice storms in...
Mar 20, 20142 min read


Replacement Cost Coverage: Review and Revise As Needed!
We all know that many states have seen large swings in market property values. While they peaked in 2006, some market values have since...
Mar 6, 20142 min read


Electrical Safety: Be Proactive and Stay Protected
I had just gotten home from a long day of work. I went to turn on the TV and nothing happened. I noticed that nothing in the living...
Feb 27, 20142 min read


The “Other” Property Coverage You Need: Other Structures
It is safe to say that almost everyone needs Other Structures coverage. Other Structures covers any (subject to policy exclusions)...
Jan 20, 20142 min read


Protecting Your Children from Cyberbullying
I feel fortunate to be old enough that I didn’t have to worry about my teenage years being publicized on one of the numerous social media...
Jan 17, 20142 min read


Mold: The Four Letter Word in Insurance
Mold, per se, is not covered, but sometimes a covered loss results in mold and then, depending on policy language, coverage might be...
Jan 8, 20142 min read


New Year, New Agent? Choosing the Right Type for Your Insurance Needs
It’s important to understand what types of insurance agents you have to choose from. In general there are three main groups: Online or...
Jan 3, 20144 min read


Maintain a Resolution to Maintain Your PC
What about a resolution to make sure your PC maintenance schedule is set for the year? Regular maintenance is very important for your...
Dec 31, 20132 min read


Don’t Gamble with Holiday Safety
View our video for more Holiday Safety Tips. It may be lucky in gambling but it seems seven isn’t such a lucky number when it comes to...
Dec 23, 20133 min read


Protect Your Pricey Presents this Christmas!
The standard homeowners policy may not have the right amount of coverage for these types of high value items, which could leave you on...
Dec 20, 20132 min read


10 Tips for Wood Burning Fireplace Maintenance
There are many different types of fireplaces – electric, gas, wood burning – but I’d like to talk about the wood burning type of...
Nov 26, 20133 min read


After the Storm: Finding and Hiring the Right Contractor
Watch our video to learn how to start the claims process after a storm or fire loss. The recent severe weather in the Midwest is a...
Nov 20, 20132 min read


Recognizing Roof Damage
“Neighbor has hail damage.” “A roofer came to the door and said there was serious damage in the neighborhood.” “My son-in-law saw a...
Nov 14, 20132 min read


Hunt Up the Right Liability Coverage for Hunting Season!
I grew up in a small town on a small farm where my dad owned about 20 acres of woods. I can remember people, many of whom we did not...
Oct 18, 20132 min read


To File Or Not To File…That’s The Financial Question
This may seem contradictory – purchasing insurance but then not filing a claim – but there are actually good reasons not to file. Many...
Oct 16, 20132 min read


9 Ways to Improve Your Home’s Security
Home security system. A home security system is obviously a good idea, but there are so many options to choose from, which do you pick? ...
Oct 10, 20133 min read


Keeping the Peace with Google Chromecast
There is! I purchased Google’s Chromecast for $35. Chromecast is a digital media adapter developed by Google that plugs into an HDMI...
Sep 27, 20131 min read


Dorm Do’s and Don’ts For Your College Student
DO keep your dorm room door locked at all times. Many kids will keep their doors unlocked when visiting a friend a few rooms away,...
Sep 4, 20132 min read


The ABCs of Fire Extinguishers – What You Need to Know
There are numerous factors to consider when selecting the proper fire extinguisher. Selection, location, servicing, and training are the...
Aug 30, 20133 min read


Got a Golf Cart? Get the Right Coverage!
After purchasing our golf cart a couple of years ago, my husband and I had to ask ourselves how to properly protect ourselves and our new...
Aug 29, 20132 min read
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