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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Insuring Your Jewelry with the Inland Marine Policy
There are two main reasons you would want to insure a personal jewelry item with an inland marine policy (if you’re curious why coverage...
Aug 26, 20142 min read


Shaking Out the Truth About Earthquake Coverage
According to an article by the Insurance Information Institute, a combination of increasing urban development in seismically active areas...
Aug 22, 20142 min read


The Danger of Drowning: Know the Facts
From 2005-2009, there were an average of 3,533 fatal drownings annually in the United States. An additional 347 people died each year...
Aug 1, 20143 min read


Special Limits for Your Special Possessions
Watch our video to learn more about homeowners coverage limits! Often when we have a new claims representative handling property losses,...
Jul 24, 20143 min read


What Is a Percentage Deductible in Insurance?
When protecting your home from the unpredictable forces of nature, understanding your insurance policy is crucial. While most people are...
Jul 14, 20142 min read


A Vacation Checklist for Your Home
Stop your mail. The United States Postal Service has a handy app for smartphones, and also offers a Hold Mail option on their website...
Jul 2, 20142 min read


Extend Electrical Safety to Your Extension Cords
It is estimated that 3,000 residential fires originate from extension cords each year, and 300 people are killed or injured. More than...
Jun 26, 20141 min read


An Ounce of Prevention is Worth A Premium Savings!
Besides the obvious benefits such as protecting your home and loved ones, did you know preventative measures are a great way to earn...
Jun 24, 20143 min read


Are You Covered for Your Canine’s Conduct?
But, as a consequence of my job in claims, the last neighborly activity gives me pause. What if one of those dogs was to snip at a child...
Jun 18, 20142 min read


Budget-Friendly Gadgets for A Smarter Home
Many homes today have programmable thermostats, but not every thermostat is as smart as the Nest Learning Thermostat. Now owned by...
Jun 13, 20143 min read


The Lowdown on Deductibles
Why do people think insurance is annoying? Is it because it’s confusing? I agree that insurance can be confusing, even for someone who...
Jun 12, 20142 min read


Cool Metal Roofs are a Hot Option for Homes
So if metal roofs are so “cool”, why are the overwhelming majority of new residential roof installations fiberglass shingles? Aside from...
Jun 10, 20142 min read


Is Your Roof Tops on Your Home Maintenance Checklist?
One of the most critical components of any home is its roof. Unfortunately, it is often the most overlooked in terms of regular...
Jun 5, 20142 min read


Understanding Your Underwriter
I saw this graphic on Facebook the other day and it made me think about how often my friends and family members ask me this question when...
Jun 2, 20141 min read


Don’t Let Weekend Warriors Become the Weekend Wounded
Whether it be building a deck, painting the house, or just making general household repairs, these homeowners rarely have a day off....
May 30, 20142 min read


When U-Haul are You Covered?
He called me when he was making the online reservation and asked, “Do I need to buy the insurance from U-Haul?” Now, I had advised him in...
May 19, 20142 min read


Extend Your Web Experience with Browser Extensions!
Block Annoying Ads Tired of all the flashy annoying ads online? Me too. Adblock Plus (adblockplus.org) makes sure the most annoying ads...
May 5, 20142 min read


Is Your Laptop a Pain in the Neck?
Outside of work, most individuals spend time on their laptop surfing the web, e-mailing, or gaming. Laptops are great because they are...
Apr 16, 20142 min read


When Everything Old Becomes New Again
When it’s a small property loss, we can understand why it might have taken so long to file the claim. You thought that missing piece of...
Apr 10, 20143 min read


Air Conditioner Tips to Stay Cool and Reduce Costs
Be sure to read all safety tips from the manufacturer. Check the unit for black mold (if the unit has been used previously). If there is...
Apr 2, 20142 min read
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