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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


The Reasons You Need Renters Insurance!
According to a USA Today analysis of Census Bureau data, from 2006 through 2011, 25- to 34-year-olds experienced the largest decline in...
May 14, 20152 min read


7 Tips to Avoid Tragedy on the Water
Many of these tragedies stemmed from poor choices and lack of knowledge: believing that being a good swimmer was good enough and a life...
May 13, 20152 min read


Storm Season is Here…Are You Ready?
As beautiful as spring and summer can be, it’s a time of year when we have to be mindful of weather forecasts and be prepared. One of my...
Apr 28, 20152 min read


Your Nerves Need a Vacation Too: Tips to Protect Your Home This Summer
Probably the best way to reduce the chance of an incident is to make arrangements for someone to stay at your home while you are away....
Apr 16, 20152 min read


Prevent Further Damage to Avoid Major Problems!
Sometimes people hesitate to start repairs after a loss, fearing that their insurance company will deny payment if an adjuster has not...
Mar 16, 20152 min read


5 Sump Pump Problems That Could Ruin Your Vacation
It started on a rainy Friday in December. My family, including my mother-in-law, was leaving for vacation to see Mickey and Minnie later...
Mar 9, 20153 min read


Ice Dams: The Bane of New England Winter
If you have long, thick icicles hanging from your roof then there is a good chance you have an ice dam. Ice dams occur at the edge of the...
Feb 24, 20152 min read


Take Baby Steps to Purchase Those First Adult Policies
Learn more about insurance for college graduates by watching our video. “Can’t I stay on your auto policy forever?” ” Is that the cost...
Feb 16, 20152 min read


Tree Damage – Are You Insured?
Basic HO-3 or HO-5 Policy If you have this type of policy, coverage for debris removal of tree(s) which have fallen due to a windstorm is...
Feb 2, 20154 min read


Preparing for a Power Outage
Put fresh batteries in all flashlights and portable radios and place them all in a central location for easy access. Also charge your...
Jan 26, 20152 min read


The Uninsurable Risk of Clark Griswold
My wife’s favorite holiday movie is National Lampoon’s Christmas Vacation. Clark Griswold (the main character) is sure to find his way on...
Dec 5, 20142 min read


Trim Your Tree Safely: Holiday Decorating Tips
When choosing a Christmas tree, be sure that any artificial tree is certified as flame retardant. Real trees should be fresh. Dry needles...
Dec 3, 20141 min read


The Do’s and Don’ts of Deep-Frying Your Turkey
One of the most popular, and in my mind tastiest, ways of preparing that Thanksgiving or Christmas turkey is deep-frying. Unfortunately...
Nov 17, 20142 min read


The Many Uses of GPS
Feel safer when making a 911 call from your cell phone. Using GPS, emergency personnel can pinpoint your location. Get emergency roadside...
Nov 11, 20141 min read


Are You Covered for the Havoc Old Man Winter Can Wreak?
Learn how to prevent frozen pipes and avoid a burst pipe claim! For many of us across the U.S., the first blast of cold wintry weather...
Nov 3, 20143 min read


Do You Need Flood Insurance For Your Home?
A few months after the Nashville flood, I had the opportunity to drive through one of the neighborhoods that had been under water due to...
Oct 30, 20142 min read


A Status Change Calls for a Status Check of Your Insurance!
Are you thinking about taking the BIG step and popping the question or do you know someone who just did? Or maybe you already survived...
Oct 23, 20142 min read


Preventing Automatic Garage Door Injuries
Automatic garage doors account for approximately 20,000 emergency room visits for children annually. The majority of injuries caused by...
Oct 8, 20142 min read


Cooking Up Kitchen Fire Safety
Watch this video to see how to extinguish a kitchen oil fire. Cooking fires are the number one causes of both house fires...
Sep 4, 20141 min read


Make Time To Make a Home Inventory
So what are the consequences? Some things don’t get finished and some very important things never get started. Sometimes these things are...
Aug 29, 20142 min read
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