top of page
ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Cyber Security Awareness – Be Aware!!!
Now that it is National Cyber Security Awareness Month, what better time to educate yourself on the current levels of cybercrime around...
Oct 10, 20193 min read


Vacant Property Doesn’t Mean Vacant Worries
So my commercial building has become vacant…what’s the big deal? When a building is vacant, a small problem can quickly become a big...
Sep 24, 20192 min read


Protecting Your Identity After a Data Breach
Capital One announced recently that a hacker had accessed the personal information of 100 million individuals in the United States and 6...
Aug 1, 20191 min read


Are You Taking Full Advantage of Your Premium Discounts?
As I’ve mentioned before, it’s hard to watch any sort of television program without seeing an insurance advertisement at some point. I...
Jul 9, 20192 min read
7 Factors Affecting Your Homeowners Insurance Rate
Ever wonder what dictates the rate you’re being charged for the insurance on your home? Every insurance company rates differently, but...
May 7, 20192 min read
myCentral Enhanced to Help You Protect What Matters!
Our myCentral policyholder website has been enhanced! myCentral allows you to manage and update your policies and billing accounts...
May 2, 20191 min read


How Does Your Homeowner Policy Respond To Total Losses?
While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the...
Apr 9, 20192 min read


Don’t Take Any Chances: Properly Insure Your Valuables!
Many homeowners insurance policies contain a section titled “Special Limits of Liability” that may cap how much the policy will pay for...
Mar 19, 20192 min read


It’s Your Tax Refund – Don’t Let Criminals Steal It
Tax scams and identity fraud by the numbers The good news: At least in the U.S., tax return fraud declined nearly 65 percent between...
Feb 6, 20193 min read


Buyer Beware of Online Insurance Shopping
While being able to access a quote online is a convenient and viable option for the consumer, there is a very dangerous reality that the...
Jan 29, 20191 min read


Don’t Be Fooled by the Latest Phishing Scams
Netflix Scam In an attempt to obtain payment information, this scam comes via email, sent by someone impersonating Netflix, claiming...
Jan 10, 20192 min read


New Valuables? You Might Have New Risks
It might surprise you to know that an unendorsed homeowner policy has limits of coverage for theft of certain types of personal items...
Jan 3, 20192 min read


The Cost of Reconstructing Damaged Property
The risk of damage to your property, due to fire or another covered cause of loss, is always a major concern. In many cases, you may want...
Dec 4, 20183 min read


Shop But Don’t Drop (Your Coverages) – How to Avoid Black Friday Claims
However, as much fun as the Black Friday bonanza can be, it can also be a bit dangerous. According to nerdwallet.com, parking lot...
Nov 20, 20182 min read


How to Manage Supply Chain Risks
So what is dependent properties coverage? The International Risk Management Institute defines this as “property insurance that pays for...
Nov 13, 20182 min read


As Your Life Changes, So Should Your Insurance Policy
One of the most exciting times in life is purchasing a new home, whether it’s your first starter home or your final retirement home. ...
Oct 11, 20182 min read


Buyer’s Remorse: Will Your New Vehicle Impact Your Rates?
As I was researching vehicles and narrowing down the best options, I discovered an article on Insure.com that said the average annual...
Sep 20, 20182 min read


What You Should Know About Paying Your Premiums On Time
The reasoning is simple – your property and casualty insurance is protecting your most valuable assets and prized possessions. It’s also...
Sep 10, 20182 min read


The Sharing Economy: When New Opportunities Create Insurance Challenges
I recently took a call from a personal insurance client of mine who is considering buying a new Tesla with the hope of renting it out via...
Aug 16, 20182 min read


Your Flood Risk is Rising
After six years of living in our home, we did not have a drop of water in our basement. We had endured some issues with the roof and an...
Aug 8, 20183 min read
bottom of page





