While claim activity is usually out of your control – accidents happen – there are some things you can do to help show your carrier you...

Click here to learn about the value Central provides beyond price. As a business owner, what do you look for in an insurance company? The...

There are many factors that go into determining how much it will cost to cover your business in the event of a fire loss. These include...

New Exposures Did you add locations during the year? Did you add buildings to your current location? Any new vehicles or drivers? New...

Business owners should partner with their independent agent to routinely analyze their claims with an emphasis on frequency.  There is an...

Some of the businesses that could be rolling into your neighborhood soon with highly specialized vehicles include: Pet groomers Day spas...

How potentially harmful is the product?  If only a component part, what is the ultimate product?  Parts used in aircraft and medical...

As this business segment continues to grow, so will the need for the insurance industry to adapt and offer these modern entrepreneurs...

As a business owner, you may have wondered what specific factors commercial underwriters look at when considering a risk. We generally...

So what happens when you borrow your neighbor’s car to run some errands on the weekend? This type of situation can leave you with serious...

Replacement cost covers insureds for the amount it will take to rebuild their business at the same location using the same type of...

Many businesses were unable to operate, not because of direct physical damage, but as a result of damage to utilities away from their...

Over half of all Employment Practices Liability claims are filed against small businesses. EPLI provides them with protection against...

The coinsurance clause is a provision which requires you to carry enough insurance on your property so the coverage amount is equal to a...

What about your business? What if the health department closed your doors because of a violation? If you are a restaurant or...

Now, I have never stood in line for more than two hours or hurled myself towards a pile of super-slash-priced video games, but I enjoy...

To help protect against this risk, the EPA issued a “Renovation, Repair and Painting (RRP)” rule.  Basically, the rule states that,...

While you’ve likely heard the terms cybercrime, data breach or identity theft, I’ll bet you didn’t know October is National Cybersecurity...

Auto accidents while driving on slippery roads. Wet or slippery ladders, scaffolding, and machinery, etc. Slip and fall injuries on the...

Workers’ Compensation, per Wikipedia, is a form of insurance providing wage replacement and medical benefits to employees injured in the...