6 Ways to Help Reduce Your Workers’ Comp Premium
While claim activity is usually out of your control – accidents happen – there are some things you can do to help show your carrier you...
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- Feb 14, 2014
- 3 min
Price is Not the Only Piece of the Commercial Insurance Puzzle
Click here to learn about the value Central provides beyond price. As a business owner, what do you look for in an insurance company? The...
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- Jan 22, 2014
- 2 min
The 411 on Your PPC
There are many factors that go into determining how much it will cost to cover your business in the event of a fire loss. These include...
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- Dec 30, 2013
- 2 min
Resolve to Review Your Insurance Each New Year!
New Exposures Did you add locations during the year? Did you add buildings to your current location? Any new vehicles or drivers? New...
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- Nov 21, 2013
- 2 min
Control Your Losses to Cut Your Premiums
Business owners should partner with their independent agent to routinely analyze their claims with an emphasis on frequency. There is an...
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- Nov 6, 2013
- 2 min
Working on Wheels: Protecting Your Mobile Business
Some of the businesses that could be rolling into your neighborhood soon with highly specialized vehicles include: Pet groomers Day spas...
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- Oct 21, 2013
- 2 min
Managing Your Product Liability Exposure
How potentially harmful is the product? If only a component part, what is the ultimate product? Parts used in aircraft and medical...
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- Oct 7, 2013
- 3 min
Finding the Right Food Truck Insurance
As this business segment continues to grow, so will the need for the insurance industry to adapt and offer these modern entrepreneurs...
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- Sep 24, 2013
- 2 min
COPEing with Commercial Property Premiums
As a business owner, you may have wondered what specific factors commercial underwriters look at when considering a risk. We generally...
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- Apr 16, 2013
- 2 min
Bridging the Gap: Company Car Coverage and Personal Use
So what happens when you borrow your neighbor’s car to run some errands on the weekend? This type of situation can leave you with serious...
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- Mar 6, 2013
- 1 min
ACV vs. Replacement Cost: Which Coverage is Right For You?
Replacement cost covers insureds for the amount it will take to rebuild their business at the same location using the same type of...
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- Feb 20, 2013
- 2 min
Will A Power Loss Mean the Loss of Your Business?
Many businesses were unable to operate, not because of direct physical damage, but as a result of damage to utilities away from their...
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- Feb 8, 2013
- 3 min
Employment Practices Liability Insurance and the Small Business Owner
Over half of all Employment Practices Liability claims are filed against small businesses. EPLI provides them with protection against...
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- Jan 15, 2013
- 3 min
Coinsurance 101: Sharing the Risk
The coinsurance clause is a provision which requires you to carry enough insurance on your property so the coverage amount is equal to a...
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- Dec 6, 2012
- 2 min
Could Your Business Survive A Shutdown?
What about your business? What if the health department closed your doors because of a violation? If you are a restaurant or...
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- Nov 29, 2012
- 2 min
‘Tis the Season for Part-Time Help!
Now, I have never stood in line for more than two hours or hurled myself towards a pile of super-slash-priced video games, but I enjoy...
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- Nov 8, 2012
- 2 min
Don’t Let Lead Ruin Your Renovation: Follow The Rule!
To help protect against this risk, the EPA issued a “Renovation, Repair and Painting (RRP)” rule. Basically, the rule states that,...
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- Oct 5, 2012
- 2 min
The Costly Consequences of Cybercrime
While you’ve likely heard the terms cybercrime, data breach or identity theft, I’ll bet you didn’t know October is National Cybersecurity...
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- Oct 3, 2012
- 2 min
Winter Weather Brings Workplace Worries
Auto accidents while driving on slippery roads. Wet or slippery ladders, scaffolding, and machinery, etc. Slip and fall injuries on the...
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- Aug 31, 2012
- 1 min
Ouch! Now What?
Workers’ Compensation, per Wikipedia, is a form of insurance providing wage replacement and medical benefits to employees injured in the...
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