Holidays also evoke a sense of celebration…and drink specials at your favorite bar or restaurant. Whether it’s the champagne of New...

Avoid cross contamination. Raw meat, poultry, seafood, and eggs are often sources of dangerous bacteria, such as salmonella and other...

I entered the industry as a claims adjuster handling simple auto claims and worked my way up to handling more complex claims involving...

Duties include: Develop and maintain excellent rapport with agency force, insureds, claimants, attorneys, and experts Investigate,...

An organization-wide disaster plan approved by top management and the board of directors. A key management person designated as the plan...

Define the duties of the contractor. The contract should make clear what is expected from the contractor. The following are some items...

Watch our video to learn how to maintain your sprinkler system to ensure it will operate effectively in the event of a fire. As I sat...

Here are some areas to consider 60 to 90 days in advance of your renewal: Has the name of your business changed or are there any new...

One of the common questions a Loss Control Specialist might ask while visiting your business is, “Do you have a business continuity...

First, you should understand the purposes of Business Income coverage. This coverage protects your business from loss of income when...

For businesses, this is a great time of year to plan your upcoming preventative maintenance activities. After all, why not get a...

Property coverage forms generally exclude losses that are caused by mechanical breakdown, artificially generated electrical currents, and...

As we made our way home, I pondered the types of insurance the bakery or other commercial business owners may need to consider. One type...

After I got over the initial shock and reminded myself that my mom was in good hands, I proceeded to make the six-hour trip home, half of...

A common misconception about sprinklers is that water is discharged from every sprinkler head when the system is activated.  However, if...

ISO, or Insurance Services Office, provides insurance carriers with information, products, and services that assist us in determining...

I recently attended a Small Business Expo that included a panel of local experts. Even after working in insurance for 14 years, it still...

Right off the bat, Santa’s house and workshop are located in a protection class 10.  In general terms, this means there would be no...

When she entered the conference room, heated discussions were already underway. As she sat down, Frank, the CEO, turned to her. “Amanda,...

So what can a business owner do to protect themselves from slip and fall accidents? One very easy way is to shovel snow and use salt to...