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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817

Thinking Solar – Considerations Before Making the Leap
Even if you have no plans to become an environmental warrior, solar can help save money on your energy bill, provide a source of tax...
Dec 6, 20173 min read
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Keeping Your Home Office Safe
Telecommuting (working from home) is growing in popularity. According to Global Work Play Analytics, the number of U.S. workers who do at...
Dec 1, 20172 min read
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Leadership: A Big Word with Even Bigger Implications
When I did a quick internet search for “leadership,” I received 842 million results in less than a second. More often than not, people...
Nov 20, 20172 min read
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What’s Mine Is Yours…for A Fee
At its core, the sharing economy is built upon trust. The model depends upon peer-to-peer interactions. Many of the legal and regulatory...
Oct 24, 20172 min read
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The Importance of Equipment Breakdown Coverage
This valuable line of protection typically covers three types of losses: Electrical breakdown Mechanical breakdown Rupture, bursting,...
Oct 11, 20172 min read
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Lessons Learned from Tragedy
Many of those affected likely never thought that they would experience this level of devastation. But lessons can be learned out of such...
Oct 5, 20171 min read
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Turn On the Lights
According to the World Health Organization, falls are the second leading cause of accidental death worldwide. The National Floor Safety...
Sep 29, 20172 min read
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Filling the Gaps in Your Artisan Business Coverage
The majority of contractors are required to have a written contract called a Commercial General Liability (CGL) policy. However, the...
Sep 21, 20172 min read
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Common Misconceptions about the Personal Umbrella Policy
I can certainly empathize with these folks since the term “umbrella” can be interpreted a number of ways. Here are some of the more...
Sep 11, 20172 min read
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Certificates of Insurance – What’s The Big Deal?
Now, ask any insurance agent or account manager what is the most frustrating part of their day. Most will say “certificates of...
Aug 23, 20172 min read
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Replace? Rebuild? What’s Right for You?
There are two options to determine the appropriate coverage amount for your property: Replacement Cost valuation provides coverage for...
Aug 18, 20172 min read
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Avoiding Disaster at the Gym
Know your body. Certain health conditions can sneak up with physical activity so before you start an exercise regime, visit your doctor...
Aug 3, 20172 min read
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A Two-Tier Approach to Protect Yourself from Identity Fraud
Are you familiar with how your personal information can be used by criminals? Many people immediately think of fraudulent credit card...
Jul 19, 20172 min read
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Lightning Strike Prevention
More than $825 million in lighting damage claims was paid out in 2016 to more than 100,000 policyholders nationwide. There was a total of...
Jul 12, 20172 min read
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The Do’s of Customer Service
DON’T be rude – DO treat the customer with respect: The quickest way to make an already angry customer more upset is by treating them...
Jun 30, 20171 min read
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Chip Into Security
For consumers… Try “dipping” your chip first. Using the chip is more secure than using the magnetic stripe, so try that first. The...
Jun 16, 20173 min read
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Battery Safe Than Sorry
Handling Most battery fires occur when the outer casing is punctured. This is because of the battery’s design. Batteries are designed to...
Jun 9, 20173 min read
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It’s a Bird. It’s a Plane. No it’s a Drone.
Safe Operation Tips As with any aircraft or machine, it is only as good as the operator behind it. Be aware of any restricted areas such...
May 25, 20172 min read
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Home-Based Businesses: Are You Properly Insured?
The exclusion for business activities is something you will find in all homeowner policies, so it’s very important for anyone who...
May 19, 20171 min read
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Could 3D Printing Impact the Insurance Industry?
I also like the idea of being able to download a toy (e.g. a wind-up car), print the parts in whatever color I want, and put them...
May 17, 20171 min read
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