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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Don’t Reverse Safe Vehicle Backing Practices
It’s important that all personnel in the area are properly trained and adhere to safe vehicle backing procedures. The Occupational Safety...
Dec 20, 20181 min read
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Coverage Considerations for Landlords
For starters, make sure your property is on the correct type of coverage form! In many instances, landlords will purchase a property,...
Dec 18, 20182 min read
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How to Use Analytics to Improve Your Website’s Success
Visits – Tracking of the number of visitors to your site is a great way to measure your overall site health. When conducting a website...
Dec 6, 20182 min read
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The Cost of Reconstructing Damaged Property
The risk of damage to your property, due to fire or another covered cause of loss, is always a major concern. In many cases, you may want...
Dec 4, 20183 min read
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How to Manage Supply Chain Risks
So what is dependent properties coverage? The International Risk Management Institute defines this as “property insurance that pays for...
Nov 13, 20182 min read
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Protecting Your Produce: The Benefits of Spoilage Coverage
It was previously noted that the fresh and perishable U.S. food market totaled some $177 billion. Firms such as restaurants, food...
Sep 18, 20182 min read
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Creating and Maintaining a Drug-Free Workplace
It’s more important now than ever before that employers have a well-established drug testing program to help reduce the potential for...
Sep 4, 20182 min read
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Corporate Governance: Keeping Our Corporations on the Right Path
Corporate governance can be defined as “the mechanisms and procedures that determine how corporations are run.” [iii] Furthermore,...
Jul 19, 20183 min read
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Beat the Heat by Staying Hydrated
After months of complaining about the cold and snowy weather we’ve been experiencing in the North, the warmer temperatures have finally...
May 30, 20182 min read
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A Leadership Formula for Success
As a leader in my organization, I’ll admit that being in charge is not always easy. There is a lot of stress that comes with achieving...
May 29, 20182 min read
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Renting? Don’t Assume the Landlord Has You Covered
The Insurance Information Institute found “only 41% of renters actually have renters insurance.” [3] Many choose to not purchase renters...
May 24, 20182 min read
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Enterprise Risk Management: An Alternative Approach to Managing Risk
Enterprise risk management (ERM) can be defined as “An approach to managing all of an organization’s key business risks and opportunities...
May 22, 20183 min read
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Insuring the Wizarding World of Harry Potter
Since starting a career in the insurance industry, I’ve come to understand the importance of having proper insurance coverages and the...
May 18, 20182 min read
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Is Your Wedding Day Insurance Worthy?
There are two options to purchase: wedding liability and wedding cancellation coverage. Most wedding venues require you to carry wedding...
May 17, 20182 min read
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Navigate Slippery Conditions Safely
Slow down and leave enough room [1] between you and the car in front of you. One of the main hazards of driving in rain is hydroplaning....
Mar 16, 20182 min read
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Taking Pride In Your Tradecraft As An Underwriter
Underwriting is about people. We have to connect with, influence, talk to, and build relationships with an array of people, including...
Feb 14, 20182 min read
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Soldering Safely: Tips for Safe Welding
Welding is an integral part of many of the day-to-day operations that are needed for both small businesses and larger corporations. It is...
Jan 25, 20182 min read
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Winter Weather Can Wreak Havoc on Properties and Insurance Programs
As the temperatures dip below freezing this time of year, a number of weather-related situations can result in property insurance losses....
Jan 4, 20182 min read
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Be Cautious, Be Prepared: Winter Driving Done Right
If at all possible, try to avoid driving during storms, or immediately following, to allow roads to be cleared. Of course, there are...
Dec 22, 20172 min read
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Don’t Let Grinches Steal Your Christmas
Online shopping makes it easy to find a great selection of gifts and can be a big time-saver. Unfortunately, thieves are waiting to take...
Dec 11, 20172 min read
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