Watch our video to learn how to start the claims process after a storm or fire loss. The recent severe weather in the Midwest is a...

“Neighbor has hail damage.” “A roofer came to the door and said there was serious damage in the neighborhood.” “My son-in-law saw a...

What is a Personal Umbrella policy you ask? It’s an excess liability policy above and beyond your personal insurance policies. Like an...

This may seem contradictory – purchasing insurance but then not filing a claim – but there are actually good reasons not to file.  Many...

That’s when Martha the super-cautious individual and Martha the experienced, common-sense claim professional are at odds.  I don’t...

License Information. This should include the full name, license number, date of birth, and address of the driver. Be sure you obtain this...

It is essential the Summons and Complaint is forwarded to your insurance company immediately. Courts allow only a certain amount of time...

Let’s face it, buying insurance is not one of the most fun things to do.  At least in the beginning, most of us do it just because we...

I spoke to an insurance agent recently about her own personal experience when someone broke in and stole several of her possessions.  The...

In the adult world, there are many things far scarier than monsters. Residents of Colorado are facing the most destructive wildfire in...

Young and inexperienced drivers are the group at the greatest risk. Some startling statistics include: In 2011, 3,331 people were killed...

Earthquakes. There are many definitions but the most common relates to a tremor of the earth’s surface caused by a shift in the earth’s...

As I write this blog, firefighters near Santa Barbara, California are fighting a wildfire that broke out Monday near the Los Padres...

I know what you’re thinking, “Why does it matter and what business is it of theirs what type of dog I have?” The answer is quite simple –...

The first thing you should do after a storm is perform a visual inspection of your roof. Do you see any missing shingles or visible...

So what happens when you borrow your neighbor’s car to run some errands on the weekend? This type of situation can leave you with serious...

Replacement cost covers insureds for the amount it will take to rebuild their business at the same location using the same type of...

Over half of all Employment Practices Liability claims are filed against small businesses. EPLI provides them with protection against...

What made this claim unique for me as an adjuster was the detailed information I received from the insured documenting her claim. Several...

The coinsurance clause is a provision which requires you to carry enough insurance on your property so the coverage amount is equal to a...