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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


What to Do (and Not Do) After an Accident
Do not, under any circumstance, sign any document at the scene unless it is for the police or other such authority. Make notes about the...
Aug 21, 20152 min read


Don’t Entrust Your Home Repairs to the “Deal of the Day”
Post authored by Bill Coates Have you experienced a time when some home-repair projects needed to be taken care of? Sometimes they’re too...
Aug 7, 20153 min read


The Loss of Your Priceless Valuables May Come at a Cost
Jewelry, silverware, fine arts, furs, coins, stamp collections, firearms, and musical instruments to name a few, may have limited...
Jul 10, 20152 min read


Grilling Safety Tips for Homeowners
The Insurance Information Institute provides an extensive list of grilling tips to help you avoid injury this summer: Operate your grill...
Jul 2, 20152 min read


Summer is Perfect for Preventing and Repairing “Ice Dam” Damage
With home repairs in full swing, it’s a good time to think about making other improvements to your home to protect yourself from future...
Jun 26, 20152 min read


Loss Control Inspections Can Be A Win-Win
Think back to when you first looked for insurance coverage. You went to your agent and they found you a commercial insurance policy. With...
Jun 8, 20153 min read


Tips for Adding a Dog to Your Household
Unfortunately, not all dogs have as mild of a demeanor as Marley. As docile as she is, it’s always in the back of my mind if she would...
May 28, 20152 min read


Storm Season is Here…Are You Ready?
As beautiful as spring and summer can be, it’s a time of year when we have to be mindful of weather forecasts and be prepared. One of my...
Apr 28, 20152 min read


Prevent Further Damage to Avoid Major Problems!
Sometimes people hesitate to start repairs after a loss, fearing that their insurance company will deny payment if an adjuster has not...
Mar 16, 20152 min read


Don’t Slip Up This Winter: Prevent Slip and Fall Accidents
I found some very interesting statistics on the website of the National Floor Safety Institute at www.NFSI.org. For instance, did you...
Feb 26, 20151 min read


How to Handle a Hit-and-Run Accident
Your first thought might be to look for someone who may have witnessed the impact, but there is no one around. Then you remember that one...
Feb 11, 20152 min read


Tree Damage – Are You Insured?
Basic HO-3 or HO-5 Policy If you have this type of policy, coverage for debris removal of tree(s) which have fallen due to a windstorm is...
Feb 2, 20154 min read


Preparing for a Power Outage
Put fresh batteries in all flashlights and portable radios and place them all in a central location for easy access. Also charge your...
Jan 26, 20152 min read


An Aftermarket Parts Q&A
First of all what are aftermarket parts? Aftermarket parts are parts that are fabricated by someone other than the vehicle manufacturer...
Jan 7, 20152 min read


The Uninsurable Risk of Clark Griswold
My wife’s favorite holiday movie is National Lampoon’s Christmas Vacation. Clark Griswold (the main character) is sure to find his way on...
Dec 5, 20142 min read


Business Interrupted: Are You Covered for a Cyber Attack?
Even worse, the virus had caused several of the firm’s large, specialized machining tools to fail, and it was starting to look like some...
Nov 5, 20142 min read


Auto Insurance Myths Busted
I have a red car so I know it will cost more money. You can have a red car, green car, or magenta car – the color has no bearing on your...
Nov 4, 20143 min read


Are You Covered for the Havoc Old Man Winter Can Wreak?
Learn how to prevent frozen pipes and avoid a burst pipe claim! For many of us across the U.S., the first blast of cold wintry weather...
Nov 3, 20143 min read


Do You Need Flood Insurance For Your Home?
A few months after the Nashville flood, I had the opportunity to drive through one of the neighborhoods that had been under water due to...
Oct 30, 20142 min read


Are You Unsure about Uninsured Motorists Coverage?
Watch our video for more on Uninsured (UM)and Underinsured Motorists (UIM) coverages. Since nearly every state in the United States...
Oct 16, 20142 min read
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