It makes it all worth it to help someone in their greatest time of need. Claims is the department within insurance that can explain to...

Duties include: Develop and maintain excellent rapport with agency force, insureds, claimants, attorneys, and experts Investigate,...

Once an accident happens and a claim is filed, you should speak with your claims adjuster. After you give your statement regarding the...

Now that we know what a deductible is, let’s talk about why it even exists. What is the point of a deductible? The reality is a...

An insurer has the right to non-renew or even refuse to write your homeowner’s policy based on the breed of dog you own. There are...

Watch our video for more on Rental Car Coverage. It’s my experience that one of the most frequently asked questions policyholders have...

First, one must understand that there are several different parts available to repair an auto. There are original manufactured parts...

Once your vehicle is brought into the shop, it’s moved into the line of vehicles to be repaired. Depending on the shop you use, it may be...

Property coverage forms generally exclude losses that are caused by mechanical breakdown, artificially generated electrical currents, and...

Gather as much information as you can at the scene. Take photographs of the damaged vehicle. Snap a shot of the scenery if it’s safe to...

To help counter some of the new liability hazards and keep airspace safe for all users, the Federal Aviation Administration (FAA) has...

While the door did not fall off my car completely, the movie failed to portray three things: the most horrifying noise imaginable, the...

Right off the bat, Santa’s house and workshop are located in a protection class 10.  In general terms, this means there would be no...

Window well and crawl space covers Moisture can freeze, causing the foundation to crack or pipes under your house to freeze. Avoid having...

In our first blog on identity theft, we discussed the first steps you should take after your identity has been stolen. Once you...

Diminished value can best be defined as an economic loss in the value of damaged property. In the case of an automobile, a collision can...

Identity theft is becoming more and more common in today’s digital world.  If your personal information is stolen, it only takes thieves...

The insurance industry typically defines a total loss vehicle as when the cost to repair the damages sustained in the loss meets or...

The insurance industry is no stranger to bar and tavern exposures, but insuring bar and tavern accounts can be uniquely challenging due...

Have you always dreamed of owning a sporty red convertible, but hesitated because of high insurance costs?  You may be pleasantly...