Before you leave home, you should complete a risk assessment to be sure you can answer the following questions: What would you do if your...

Consider the following scenarios: Your son/daughter is newly licensed and is super excited to take their first drive….alone. Have they...

The gym is not the only place this happens though. We have a sense of complacency in our daily lives.  We visit a store or business on a...

Plan ahead: Ever come home from a long, very relaxing vacation, only to find your house full of water from a leaking pipe? Yikes! Over...

Shortly after graduating college with a degree in criminal justice and a commission as an Officer in the Ohio Army National Guard, I...

I have had the pleasure of working in the insurance industry for the past nine years. Central Mutual Insurance Companies is the first and...

Did you know that many homeowners’ policies have special limits of coverage for certain types of property? Do you own any valuable...

As the temperatures dip below freezing this time of year, a number of weather-related situations can result in property insurance losses....

The temperatures have gotten cooler, and the trees are vibrant with color! It is a beautiful time of year. Fall also means animal-related...

Many of those affected likely never thought that they would experience this level of devastation. But lessons can be learned out of such...

Maintenance: Make sure the grill itself is clean and any excess grease or fat is cleared away. If you are operating a gas grill, check...

Know your body. Certain health conditions can sneak up with physical activity so before you start an exercise regime, visit your doctor...

More than $825 million in lighting damage claims was paid out in 2016 to more than 100,000 policyholders nationwide. There was a total of...

One thing I have noticed working in claims is many policyholders are aware they have coverage for their property while it is anywhere in...

They provide choices. Your independent agent can find you the right carrier that can offer a blend of price, coverage, and service. They...

Dog bites and other dog-related injuries accounted for more than one-third of all homeowners insurance liability claim dollars paid out...

How does an insurance company determine how much to collect in premium? Insurance companies use complex rating models to help evaluate...

A friend of mine had his personal insurance coverage with a local competitor who was reputable; however, there was no real relationship...

There are some other basic steps you can take with your family to try and prepare as much as possible. Step One Make a plan and emergency...

Now that’s a lot of drivers admitting to risky behavior behind the wheel! The result is an increase in auto losses, and auto rates...