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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Sprinkling Some Safety on Your Holiday Spirit
Whether your Christmas tree is real or fake, keep it a safe distance from a fireplace, wood burning stove, or other heat-producing...
Dec 11, 20182 min read
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The Cost of Reconstructing Damaged Property
The risk of damage to your property, due to fire or another covered cause of loss, is always a major concern. In many cases, you may want...
Dec 4, 20183 min read
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Protect Your Most Cherished Gifts from Identity Theft
Your identity—you’ve spent a lifetime building your financial credit and professional reputation, but identity thieves can take that away...
Nov 27, 20182 min read
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Shop But Don’t Drop (Your Coverages) – How to Avoid Black Friday Claims
However, as much fun as the Black Friday bonanza can be, it can also be a bit dangerous. According to nerdwallet.com, parking lot...
Nov 20, 20182 min read
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Your Tree Fell in Your Yard – Are You Covered?
Most standard homeowner’s policies cover the full and reasonable cost to get a tree off a covered structure, subject to applicable policy...
Nov 15, 20182 min read
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Creepin’ It Real: Halloween by the Numbers
Be sure to ask your agent if you would benefit from adding extra coverages to your policy for the upcoming holiday seasons! Have a safe...
Oct 30, 20181 min read
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Safely Prepare for Your Guests to Prevent the Holiday Mess
Check for trip hazards both inside and outside your home. During this time of year, it’s typical to see an increase in the number of...
Oct 18, 20182 min read
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Don’t Scoot Yourself Out of Insurance Coverage
As you can imagine, this has led to some unintended issues. For starters, one hospital emergency room has already reported a 161%...
Oct 2, 20182 min read
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Protecting Your Produce: The Benefits of Spoilage Coverage
It was previously noted that the fresh and perishable U.S. food market totaled some $177 billion. Firms such as restaurants, food...
Sep 18, 20182 min read
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Not All Home Insurance Lives Under One Roof
While much of the insurance industry is attempting to commoditize insurance protection with cute commercials and a focus on price –...
Sep 13, 20182 min read
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What You Should Know About Paying Your Premiums On Time
The reasoning is simple – your property and casualty insurance is protecting your most valuable assets and prized possessions. It’s also...
Sep 10, 20182 min read
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Your Flood Risk is Rising
After six years of living in our home, we did not have a drop of water in our basement. We had endured some issues with the roof and an...
Aug 8, 20183 min read
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Why Certain Dog Breeds Are in the Insurance Doghouse
The typical insurance company policy regarding dogs is usually simple: if an account has a prohibited breed of dog, the insurance company...
Jul 12, 20183 min read
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Avoid the Nightmare Vacation: Safeguard Your Identity
Did you know? 7 million people became victims of identity theft last year.[1] Two out of five travelers admit that they aren’t as careful...
Jul 3, 20181 min read
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Collision or Comprehensive? Choose the Coverage That’s Right for You!
In insurance terms, comprehensive coverage (sometimes defined as “Other Than Collision”) is protection if your vehicle is damaged as the...
Jun 21, 20181 min read
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When Things Go (Really) Wrong, Your Umbrella Has You Covered
Over the past few weeks, I’ve had the same discussion with two sets of family and friends about the importance of umbrella policies and...
Jun 13, 20182 min read
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Moving Into May
May is National Moving Month, and given the time of year, it’s no wonder why! It’s an extremely busy period for the real estate market as...
May 2, 20182 min read
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Don’t Let Trees Leave Damage Behind
An exciting part of spring is watching the flowers bloom and the trees regain their beautiful leaves. However, the unpredictable spring...
Apr 19, 20182 min read
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Anything But Traditional: Insuring the Unusual Risk
Cold Feet We know that weddings keep getting more and more expensive and many of the deposits required on things like venues and cakes...
Apr 13, 20182 min read
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Do Not Disturb: The Dangers of Distracted Driving
According to TeenSafe, “there are 3,287 deaths each day due to fatal car crashes. On average, nine of these daily fatalities are related...
Apr 12, 20182 min read
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