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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
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Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Business Insurance 101: Where Do New Business Owners Start?
If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized...
Oct 13, 20203 min read
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What is the highest property damage claim in terms of loss frequency?
According to the Insurance Information Institute (III), wind/hail damage is the highest property claim type in terms of loss frequency....
Sep 24, 20204 min read
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Imagine…your insurance policy doesn’t fully cover a liability loss. Then what?
Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the...
Sep 1, 20202 min read
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What factors can change the extent of hail damage on neighboring homes?
As the end of summer is approaching, now is a good time to revisit the phenomenon of hail and the possible damage it can do. As the...
Aug 25, 20203 min read
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Managing Claims is Easy with myCentral®
Insurance is such an oddity; people pay premiums in exchange for a promise of help if something goes wrong. Everyone hopes to never test...
Jul 30, 20202 min read
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Cracking the Code on Commercial Umbrellas
Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in...
Jul 14, 20202 min read
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Protect Your Home-Based Business by Knowing the Coverage Options
A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping...
Jun 30, 20203 min read
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Now Might Be the Perfect Time for an Account Review
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised...
Jun 23, 20202 min read
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Coronavirus Could Complicate Hurricane Season 2020
Hurricane season is here.  Meteorologists are at work and love to make predictions about how many hurricanes will make landfall and their...
Jun 4, 20203 min read
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What is Subrogation?
Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation? Subrogation is a legal...
May 21, 20203 min read
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Utility Line Protection – A Hidden (or Buried) Treasure?
Our office had a couple of interesting conversations regarding digging up yards recently. In one instance, the husband of one of our...
May 14, 20202 min read
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Springing into Strong Winds and Storms
If the wind was strong enough to pick up Dorothy and Toto and pull her entire house into a tornado and send them to the magical Land of...
Apr 9, 20202 min read
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Medical Payments – The Forgotten Homeowner Insurance Coverage
There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those...
Feb 18, 20202 min read
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Getting Personal with Agents and Underwriters
I’ve been working in the insurance industry for 18 years now. Currently, I hold a position as a Personal Lines Underwriter with Central...
Feb 11, 20204 min read
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Winter Driving and Auto Claims Tips
Winter storms often bring a rash of auto claims. Winter driving can be dangerous, so it is essential to stay alert and be smart. Let’s...
Jan 21, 20203 min read
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Should I Clear the Snow from my Sidewalk?
Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little...
Dec 31, 20193 min read
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What if Santa Claus needed to buy insurance?
I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for...
Dec 19, 20194 min read
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Collision or Comprehensive: Which Coverage Applies?
With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh...
Nov 14, 20192 min read
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When Life Brings Storms, a Personal Umbrella Policy Protects You!
Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are...
Nov 5, 20192 min read
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It May Have Been Covered but HOW Was It Covered?
If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance...
Sep 19, 20192 min read
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