In 2013,  I want to ask each of you to take some time to also review your insurance coverage. Yes, I know this doesn’t sound very...

Now, I have never stood in line for more than two hours or hurled myself towards a pile of super-slash-priced video games, but I enjoy...

Auto accidents while driving on slippery roads. Wet or slippery ladders, scaffolding, and machinery, etc. Slip and fall injuries on the...

Workers’ Compensation, per Wikipedia, is a form of insurance providing wage replacement and medical benefits to employees injured in the...

Have all servers of alcohol complete mandatory alcohol training.  Some of the alcohol awareness training sites are: TIPS (Training for...

Sometimes, these questionable or “strange” claims can be delayed for weeks or even months while the employer tries to determine if it...

It’s always a good idea to contact your local independent insurance agent prior to your trip if you have any concerns about how your...

Once this uninvited water enters your home, it has the potential to damage everything it comes in contact with such as flooring, walls,...

Your home’s roof is usually most susceptible to hail damage, with other damage possible to windows, siding, decks, fencing, landscaping,...

An insurance company is never going to sell your home, just rebuild it. Therefore, your insurance carrier must insure the home for the...

I think you can imagine the types of situations involved here…a lot of innuendo and inappropriate behavior to go around.   But if you...

One of my most memorable claims to this point is a bit odd.  You never think of your claims adjuster serving as animal control, but that...

My goal is to make the claims process as painless and easy for the insured as possible so we can reach a fair and timely settlement.  In...

When we have heavy winds, the amount of downed tree claims greatly increases, as you can imagine.  Worst case scenario is a tree blowing...

My oldest daughter works at a local fast-food restaurant.   While she has just entered college, she started working at the restaurant...

Consider this:  trick-or-treaters are considered “social guests” as classified by Ohio law.  A host who invites a social guest onto his...

Workers’ Compensation claims are expensive!! Comfortable people are more productive and enjoy their jobs more. Ergonomics shows your...

I know insurance can be one of the last items considered when undergoing such a major company change.   But if you don’t inform...

1.  Notify the police. Always contact the police so a report can be filed in case there is a dispute about liability.  Most people would...

I can’t help but think of the brush fires in Texas.   Most of this area had not been exposed to this type of catastrophic loss before,...