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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


The Hunt for Safety
The longer and more frequently you hunt, complacency tends to set in, making it easy to neglect the basics of hunting safety. Long hours...
Oct 16, 20182 min read


Teach Your Kids Cyber Hygiene (and Freeze Their Credit)
So what exactly is cyber hygiene? You teach your kids how to practice basic hygiene. This is that—but online. Because today’s children...
Oct 15, 20183 min read


As Your Life Changes, So Should Your Insurance Policy
One of the most exciting times in life is purchasing a new home, whether it’s your first starter home or your final retirement home. ...
Oct 11, 20182 min read


How to Talk About Online Secrets and Security with Your Child
A 2017 study of 1,500 middle and high school students by The Social Institute revealed that 62 percent of the kids surveyed used...
Oct 10, 20183 min read


Make Road Safety a Top Priority This Harvest Season
Recommendations for Motorists: Wait until it’s safe to pass farm equipment. Make sure you have clear visibility and plenty of time to get...
Oct 4, 20182 min read


Parents Beware – Digital Dangers Lurk for Kids Online
More than 1 million children—or 1.48 percent of minors—were victims of identity theft or fraud in 2017. Two-thirds of those victims were...
Oct 3, 20183 min read


Don’t Scoot Yourself Out of Insurance Coverage
As you can imagine, this has led to some unintended issues. For starters, one hospital emergency room has already reported a 161%...
Oct 2, 20182 min read


Don’t Wait – Prep Your Property for the Cold Weather Today!
The thought of doing outdoor work in the cold weather isn’t overly appealing. With summer winding down and some cooler weather in store,...
Sep 27, 20182 min read


Buyer’s Remorse: Will Your New Vehicle Impact Your Rates?
As I was researching vehicles and narrowing down the best options, I discovered an article on Insure.com that said the average annual...
Sep 20, 20182 min read


Protecting Your Produce: The Benefits of Spoilage Coverage
It was previously noted that the fresh and perishable U.S. food market totaled some $177 billion. Firms such as restaurants, food...
Sep 18, 20182 min read


Not All Home Insurance Lives Under One Roof
While much of the insurance industry is attempting to commoditize insurance protection with cute commercials and a focus on price –...
Sep 13, 20182 min read


What You Should Know About Paying Your Premiums On Time
The reasoning is simple – your property and casualty insurance is protecting your most valuable assets and prized possessions. It’s also...
Sep 10, 20182 min read


Creating and Maintaining a Drug-Free Workplace
It’s more important now than ever before that employers have a well-established drug testing program to help reduce the potential for...
Sep 4, 20182 min read


Parents of College Students: Check Their Coverage Before They Go
Many homeowners’ insurance policies provide coverage for your college student while they are away at school. If they are residents of a...
Aug 30, 20181 min read


Insurance Professionals Turned Into Red Carpet Celebrities
We put a significant amount of trust into our independent insurance agents to advise us on how to protect our most important assets. But...
Aug 27, 20182 min read


Equifax Data Breach Anniversary: Why It’s Time to Check Your Identity Defenses
Those are the odds your important personally identifying information (PII) was exposed in the 2017 Equifax data breach. You are forgiven,...
Aug 24, 20183 min read


Mining the Data: Artificial Intelligence and Insurance
Recent improvements in computing power allow users to rapidly process very large volumes of data. One area of computer science that has...
Aug 22, 20183 min read


The Sharing Economy: When New Opportunities Create Insurance Challenges
I recently took a call from a personal insurance client of mine who is considering buying a new Tesla with the hope of renting it out via...
Aug 16, 20182 min read


Understanding Your Insurance Policy 101
Most insurance policies have the same basic layout: Insuring Agreement (what we’ve agreed to cover), Definitions (defining certain words...
Aug 14, 20182 min read


Up, Up, and Away: Packing Tips for Airline Travel
Not only are we limited to what we pack (batteries, liquids, etc.), but it’s just as important to pay attention to the weight of luggage...
Aug 9, 20182 min read
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