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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Builder’s Risk Policy vs. a Loss: Which Costs More?
“I don’t need a Builder’s Risk policy,” said a contractor. “The money I save I’ll just set aside for any losses.” Little did he know how...
Jun 25, 20192 min read


Jump Into Summer Safely: Trampoline Tips
Now that school’s out for the summer, entertaining the kids becomes a full time job! When they’re not at camps, practices, etc....
Jun 20, 20192 min read


How to Stop Targeted Ads on Facebook
You probably already know that your Facebook news feed is full of advertisements. But have you ever been surprised to find advertisements...
Jun 13, 20192 min read


Insuring Your Retail Business
According to Wikipedia, retail is the process of selling consumer goods or services to customers through multiple channels of...
Jun 11, 20192 min read


Preventing a Potential Coverage Gap When Relying on Another Entity
The role of a risk manager within an organization has certainly changed over the years, taking on additional responsibilities as...
Jun 6, 20192 min read


Uncork The Protection of Vineyard and Winery Coverage
Winemaking is a trade as old as civilization. As the process has become more sophisticated over time, so have the options available to...
Jun 4, 20192 min read


One of the ABC’s of Business Insurance: Always Buy Crime Coverage!
If you’re like many business owners, once you get past the initial sigh and/or eye roll that accompanies the word “insurance,” you...
May 30, 20192 min read


5 Tips To Stay Safe on the Road This Memorial Day
Memorial Day is a day dedicated to the remembrance of those who gave the ultimate sacrifice for our country. Many Americans celebrate...
May 23, 20192 min read


3 Things to Consider When Insuring Your Condominium
There is constant debate in the insurance industry on how best to insure condos. Here are 3 important things to consider when insuring...
May 21, 20193 min read


Customized Insurance Coverage Is No Laughing Matter
My morning routine includes watching the local news while ironing my clothes so that I can look presentable to both the public and my...
May 9, 20193 min read
7 Factors Affecting Your Homeowners Insurance Rate
Ever wonder what dictates the rate you’re being charged for the insurance on your home? Every insurance company rates differently, but...
May 7, 20192 min read
myCentral Enhanced to Help You Protect What Matters!
Our myCentral policyholder website has been enhanced! myCentral allows you to manage and update your policies and billing accounts...
May 2, 20191 min read


Food Safety: Eat for Health, Not Sickness
One of the best trips I ever took was an epic hike along the Inca Trail in Peru. I worried about a lot of things on this expedition:...
Apr 23, 20192 min read


Recruiting Quality Employees To Your Small Business
In a competitive job market, it may seem like a challenge for small businesses to compete for top talent, but it might not be as...
Apr 18, 20192 min read


Things to Consider When Starting a Home Based Business
Starting a home based business might sound appealing (working in your PJ’s, setting your own hours, no boss!!). However, you need to make...
Apr 16, 20192 min read


Flammable Material Safety for Small Businesses
One of the most common fire hazards I encounter while doing business walk-throughs is the presence of flammable materials. These are...
Apr 11, 20192 min read


How Does Your Homeowner Policy Respond To Total Losses?
While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the...
Apr 9, 20192 min read


6 Tips To Get Your Home Spring Ready
Spring has always been one of my favorite seasons. All winter I look forward to planting flowers, the warmer weather, and the merciful...
Apr 4, 20191 min read


4 Things to Consider When Purchasing a Fixer-Upper
Thanks to HGTV, many of us are feeling more empowered than ever when it comes to home improvement and considering purchasing fixer-uppers...
Apr 3, 20193 min read


Back Up Your Data on March 31—or Risk Becoming an April Fool!
Why you should back up Let’s begin with why. Backup copies are a form of insurance against a devastating data loss that can be caused by...
Mar 28, 20192 min read
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