top of page
ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Understanding and Preparing for a Premium Audit
Many commercial insurance policies are based on the “best information” that the insured can provide at the time the policy is issued....
Aug 17, 20122 min read


Raising the Bar: Best Practices for Bar Risk Management
Have all servers of alcohol complete mandatory alcohol training. Some of the alcohol awareness training sites are: TIPS (Training for...
Aug 10, 20122 min read


Safety First for Summer Fun on the Water
Water sport safety is a key part to any time spent on the water. This starts with a properly fitted life jacket. The life jacket should...
Aug 1, 20122 min read


Move It!
Get Moving. I know many people who utilize their breaks to improve their fitness by walking indoors or outdoors, at home and at work....
Jul 25, 20121 min read


Road Trip Rentals…Are You Covered?
If you are a person considering a rental for vacation travel, don’t forget to think about any insurance implications a rental might...
Jul 23, 20122 min read


The Need for Speed
Over time, disk errors can occur with system crashes, power outages, etc. Run Check Disk to clear up these errors. Be sure to use...
Jul 19, 20122 min read


No Matter the Size Fleet Safety Comes First!
The fact is, whether you have one vehicle or several hundred, you are exposed to risk. Even small fleets can benefit from a fleet safety...
Jul 17, 20122 min read


Sharing the Load Leads to Success
Pick the right person for the job. Make sure the person is capable of doing the work but don’t always pick the same person. Explain what...
Jun 27, 20122 min read


Ten Tips for E-mail Security
Consider using a strong password to protect your accounts. These are typically eight characters or more consisting of mixed case letters,...
Jun 21, 20122 min read


Don’t Get Burned: Check Your Smoke Detectors!
First, let me tell you a little bit about myself. I have a Bachelor of Science degree in Occupational Safety. I have worked as a Loss...
Jun 19, 20122 min read


Avoid the Financial Flood: Purchase Flood Insurance
This area was considered a Moderate-to-Low Risk flood exposure by the Federal Emergency Management Association (FEMA). What does that...
Jun 13, 20122 min read


The Boomerang Effect
The 2006 romantic comedy Failure to Launch starring Matthew McConaughey, Sarah Jessica Parker, Terry Bradshaw, and Kathy Bates...
Jun 11, 20122 min read


When Good Vacations Go Bad: Are You Covered?
It’s always a good idea to contact your local independent insurance agent prior to your trip if you have any concerns about how your...
Jun 8, 20122 min read


Swim Into a Safe Summer at the Pool
Fencing. Fencing is a must, and pretty much a no brainer for pool safety. If you have an in ground pool without a fence, you’re asking...
Jun 6, 20122 min read


Deconstructing Constructive Feedback
Start by asking yourself: “Why am I giving this feedback?” The only good answer is to solve the problem and help the person. This...
May 30, 20122 min read


To the Cloud…or Stay Grounded?
Expanding somewhat on that definition, let’s discuss “cloud storage.” You are probably familiar with typical computer storage whereby...
May 24, 20122 min read


Fire Safety is No Accident
2,650 civilian fire deaths 12,890 civilian fire injuries $7.1 billion in direct damage Yes, accidents do happen, but some...
May 22, 20122 min read


Metal: A Magnet for Thieves
The past few years, rising prices for metals, especially copper, have created a major problem for property owners. Pipes, wires, and...
May 16, 20122 min read


April Showers Bring May….Water Losses?
Once this uninvited water enters your home, it has the potential to damage everything it comes in contact with such as flooring, walls,...
May 11, 20122 min read


Eight Tips to Jump Start Your Success
Take responsibility for yourself and your actions. Your boss is a busy person and what he or she really needs is someone who is able to...
May 4, 20122 min read
bottom of page





