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ADDRESS
Lima Office
212 W. High St.
Lima, Ohio 45801
Bluffton Office
105 S. Main St.
Bluffton, Ohio 45817


Online Video: A Stream of Entertainment
I’m not suggesting you drop your cable or dish, but I think it’s worth knowing what’s out there. There are already many options...
Feb 15, 20132 min read


There’s More to Fire Safety Than Meets the Eye
Modern commercial and public buildings have many fire protection features that are not present in most homes. Some of these, like fire...
Feb 13, 20131 min read


Employment Practices Liability Insurance and the Small Business Owner
Over half of all Employment Practices Liability claims are filed against small businesses. EPLI provides them with protection against...
Feb 8, 20133 min read


Buy a “Bargain” Policy Now and You Could Pay Later
I recently read an article about a claim where an insured’s vehicle had been stolen. Upon discovering the vehicle was unlocked and the...
Jan 31, 20131 min read


Low Fuel in the Tank Can Mean High Prices Later
We all know that running out of gas is always a possibility if we push that gas gauge too far, leaving us stranded on the side of the...
Jan 28, 20132 min read


Catalog Your Contents for a Better Claims Experience!
What made this claim unique for me as an adjuster was the detailed information I received from the insured documenting her claim. Several...
Jan 24, 20131 min read


The Dos and Don’ts of E-mail Etiquette
E-mail Dos DO know the purpose of your e-mail and make sure you are making your point in a clear and concise manner. DO know your...
Jan 22, 20132 min read


What’s Your Back Up Plan?
I think everyone has accidentally deleted a file. In addition to that, many other things could go wrong: a virus, a hard drive crash, a...
Jan 18, 20132 min read


Keep Those Home Fires Burning Safely
Unfortunately, fireplaces also contribute to needless injuries, loss of life, and property damage annually. The U.S. Fire Administration...
Jan 16, 20132 min read


Refresh Your Memory on Rules of the Road
Without a refresher course or periodic review of a driver’s handbook, it can be easy to forget or simply overlook important rules of the...
Jan 10, 20132 min read


Make a Resolution to Review Your Insurance Coverage
In 2013, I want to ask each of you to take some time to also review your insurance coverage. Yes, I know this doesn’t sound very...
Jan 3, 20132 min read


A Few “Reindeer” Games for Better Service
I found a few customer service games that I thought were very intriguing and could be used in our professional, and possibly personal...
Dec 26, 20122 min read


“Working” Your New Year’s Resolution
With the beginning of each new year comes talk of our new year resolutions: eat better, exercise, spend less money, etc. I know it...
Dec 17, 20121 min read


Electronics: Trade-In Before You Give-Up
If you’re like me, the thought of posting something for sale doesn’t get your lords a-leaping. In fact, sometimes it hardly seems worth...
Dec 14, 20122 min read


Trim Your Tree with Safety!
Christmas Trees Once ignited, a “dry” natural Christmas tree can become engulfed in flames in seconds, quickly spreading the fire. If...
Dec 12, 20122 min read


Could Your Business Survive A Shutdown?
What about your business? What if the health department closed your doors because of a violation? If you are a restaurant or...
Dec 6, 20122 min read


Hold the Caffeine for Insurance Coverage
Interesting, isn’t it? For something that has a reputation for being expensive, is it really when compared to your other living...
Dec 4, 20122 min read


‘Tis the Season for Part-Time Help!
Now, I have never stood in line for more than two hours or hurled myself towards a pile of super-slash-priced video games, but I enjoy...
Nov 29, 20122 min read


Trade in The Stamps for Security and Savings!
1985 $0.22 1995 $0.32 2005 $0.39 2010 $0.44 2012 $0.45 Do you know what these years and dollar amounts represent? ...
Nov 27, 20122 min read


Don’t Be A Turkey: Deep Frying Safety Tips for Thanksgiving
Frying a turkey does have its benefits. A fried turkey takes less time to cook than an oven-cooked turkey, and the turkey comes out much...
Nov 21, 20122 min read
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