As I write this blog, firefighters near Santa Barbara, California are fighting a wildfire that broke out Monday near the Los Padres...

I know what you’re thinking, “Why does it matter and what business is it of theirs what type of dog I have?” The answer is quite simple –...

Studies show if you have strong and positive mentors, you will be strong and positive yourself. I believe this is incredibly true!  This...

Renting a vacation home Personal liability coverage follows you anywhere in the world. Personal property coverage would apply as...

Cloud to ground lightning is extremely fast, hot, and powerful.  A lightning discharge occurs over the span of 100 milliseconds, heating...

Fifteen years later there have been many changes to the Internet.  Spam comes at you left and right.  Spammers are always looking for...

There are many ways that identity thieves can obtain personal information about you. The simplest is finding a lost wallet or credit...

The first thing you should do after a storm is perform a visual inspection of your roof. Do you see any missing shingles or visible...

So what irritating communication habits do you have?  While it’s easy to say “None!”, I’ve compiled a few tips that might help sharpen...

So what happens when you borrow your neighbor’s car to run some errands on the weekend? This type of situation can leave you with serious...

Data collected by the National Fire Protection Association (NFPA) from 1980 to 2011 shows that apartment structure fires in the U.S....

You don’t have to live near a power plant or travel to a foreign country to have exposure to radon. It’s a naturally occurring element...

Not surprising information – we know teens text more frequently than their elders. But you may be interested to learn that teens are not...

Based on my experience, I have some recommendations on mobile apps for your next road trip: Hotels. Any nationwide chain should have an...

Click above for a video tour of Central’s policyholder website, myCentral® Everyone wants speedy and accurate service right?  Well,...

The Center for Disease Control & Prevention reports that emergency rooms treat more than 200,000 children each year for...

Replacement cost covers insureds for the amount it will take to rebuild their business at the same location using the same type of...

There are several liability coverage limits to choose from on a homeowners policy, but I always add the highest liability coverage I can...

You’ve Got to Move it, Move it – exercise can boost your mood by relieving tension, raising energy and increasing optimism. Treat...

Many businesses were unable to operate, not because of direct physical damage, but as a result of damage to utilities away from their...